Mortgage lending in Manitowoc County, Wisconsin
Lenders in Manitowoc County, Wisconsin reported 3,226 mortgage applications for 2025, according to the CFPB.
3,226 mortgage applications and 2,253 loans originated in 2025; the denial rate was 15.2% of 2,796 applications decided. The median loan was about $145,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Manitowoc County, WI.
- 3,226
- Applications
- 2,253
- Loans originated
- 15.2%
- Denial rate
- 424 denied of 2,796 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 3,226 | 2,253 |
| 2024 | 2,924 | 2,005 |
| 2023 | 2,251 | 1,620 |
| 2022 | 3,260 | 2,270 |
| 2021 | 4,706 | 3,398 |
| 2020 | 4,759 | 3,484 |
| 2019 | 3,022 | 2,125 |
| 2018 | 2,766 | 1,900 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Bank First N.A. | 254 | 302 |
| Unitedone Credit Union | 218 | 289 |
| Community First Credit Union | 199 | 267 |
| Kohler Credit Union | 185 | 233 |
| Fox Communities Credit Union | 150 | 189 |
| Shoreline Credit Union | 115 | 146 |
| Associated Bank NA | 93 | 126 |
| Rocket Mortgage | 73 | 115 |
| US Bank, N.A. | 57 | 97 |
| Mortgage Research Center | 43 | 67 |
| United Wholesale Mortgage | 41 | 61 |
| Collins State Bank | 36 | 38 |
| Nicolet National Bank | 31 | 41 |
| Johnson Bank | 28 | 30 |
| Guild Mortgage Company | 23 | 34 |
| Fairway Independent Mort Corp | 20 | 24 |
| Capital Credit Union | 19 | 28 |
| Uw Credit Union | 18 | 26 |
| BMO Harris Bank NA | 18 | 40 |
| Marine Credit Union | 18 | 49 |
| Guaranteed Rate, Inc. | 18 | 30 |
| Planet Home Lending, LLC | 17 | 23 |
| New American Funding, LLC. | 17 | 35 |
| First Colony Mortgage Corporat | 16 | 24 |
| National Exchange Bank and Trust | 15 | 17 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | 16 | no rate: base under 50 |
| Asian | 45 | no rate: base under 50 |
| Black or African American | 24 | no rate: base under 50 |
| Native Hawaiian or Other Pacific Islander | under 10 | |
| White | 2,666 | 15.1% of 2,325 decided |
| 2 or more minority races | under 10 | |
| Joint | 41 | no rate: base under 50 |
| Race Not Available | 428 | 15.2% of 363 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 126 | 31.6% of 95 decided |
| Not Hispanic or Latino | 2,576 | 14.4% of 2,262 decided |
| Joint | withheld | |
| Ethnicity Not Available | 463 | 16.1% of 386 decided |
| Free Form Text Only | under 10 |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 938 | 17.9% of 783 decided |
| Female | 555 | 22.4% of 487 decided |
| Joint | 1,412 | 11.4% of 1,252 decided |
| Sex Not Available | 321 | 11.7% of 274 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 2094 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved