Mortgage lending in Lincoln County, Wisconsin
Lenders in Lincoln County, Wisconsin reported 1,079 mortgage applications for 2025, according to the CFPB.
1,079 mortgage applications and 712 loans originated in 2025; the denial rate was 18.2% of 919 applications decided. The median loan was about $145,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Lincoln County, WI.
- 1,079
- Applications
- 712
- Loans originated
- 18.2%
- Denial rate
- 167 denied of 919 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 1,079 | 712 |
| 2024 | 1,041 | 689 |
| 2023 | 1,068 | 726 |
| 2022 | 1,317 | 922 |
| 2021 | 2,194 | 1,587 |
| 2020 | 2,241 | 1,584 |
| 2019 | 1,378 | 941 |
| 2018 | 1,096 | 695 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Covantage Credit Union | 177 | 220 |
| Nicolet National Bank | 46 | 51 |
| Rocket Mortgage | 42 | 65 |
| Incrediblebank | 33 | 46 |
| Guild Mortgage Company | 32 | 43 |
| Associated Bank NA | 30 | 43 |
| BMO Harris Bank NA | 29 | 57 |
| Summit Credit Union | 20 | 26 |
| United Wholesale Mortgage | 19 | 25 |
| Peoples State Bank | 17 | 21 |
| Cloverbelt Credit Union | 9 | 11 |
| loanDepot.com LLC | 9 | 14 |
| American Pacific Mortgage Corporation | 8 | 10 |
| Ixonia Bank | 8 | 11 |
| US Bank, N.A. | 8 | 16 |
| Mortgage Research Center | 7 | 13 |
| AbbyBank | 7 | 7 |
| Pennymac Loan Services LLC | 7 | 15 |
| Connexus Credit Union | 6 | 11 |
| Uw Credit Union | 6 | 8 |
| Landmark Credit Union | 6 | 6 |
| Johnson Bank | 6 | 6 |
| Figure Lending LLC | 5 | 10 |
| New American Funding, LLC. | 5 | 12 |
| Newrez LLC | 5 | 10 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | under 10 | |
| Asian | under 10 | |
| Black or African American | under 10 | |
| White | 866 | 18.5% of 745 decided |
| Joint | 14 | no rate: base under 50 |
| Race Not Available | 183 | 16.0% of 150 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | under 10 | |
| Not Hispanic or Latino | 881 | 18.4% of 759 decided |
| Joint | under 10 | |
| Ethnicity Not Available | 183 | 16.7% of 150 decided |
| Free Form Text Only | under 10 |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 359 | 23.2% of 297 decided |
| Female | 169 | 25.2% of 143 decided |
| Joint | 417 | 13.3% of 368 decided |
| Sex Not Available | 134 | 11.7% of 111 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 2093 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved