Mortgage lending in Lafayette County, Wisconsin

Lenders in Lafayette County, Wisconsin reported 460 mortgage applications for 2025, according to the CFPB.

460 mortgage applications and 341 loans originated in 2025; the denial rate was 13.3% of 407 applications decided. The median loan was about $145,000. From 2025, the CFPB’s Snapshot release.

HUD’s Fair Market Rent for the county, on the housing hub: Lafayette County, WI.

460
Applications: 341
Loans originated: 13.3%
Denial rate: 54 denied of 407 applications decided.

Every year

1 more column on a wider screen

Mortgage applications and loans originated in Lafayette County, Wisconsin, by year
Year	Applications	Originated	Denied
2025	460	341	54
2024	320	230	47
2023	385	272	68
2022	495	362	63
2021	716	535	82
2020	923	697	115
2019	514	356	71
2018	448	306	68

The largest lenders here

Lenders in Lafayette County, Wisconsin by loans originated, 2025
Lender	Originated	Applications
Dupaco Community Credit Union	76	94
Mound City Bank	49	58
Woodford State Bank	40	44
Summit Credit Union	29	37
The Bank of New Glarus	27	29
Uw Credit Union	10	17
First National Bank and Trust	8	8
Rocket Mortgage	8	13
Heartland Credit Union	8	11
Farmers Savings Bank	7	7
Midwestone Bank	5	7
Marine Credit Union	4	13
Guild Mortgage Company	4	4
Empeople Credit Union	3	6
Mortgage Research Center	3	6
Lake Ridge Bank	3	3
Fidelity Bank & Trust	3	3
Educated Mortgage Services LLC	2	2
Westconsin Credit Union	2	2
Gold Star Mortgage Financial Group, Corporation	2	2
loanDepot.com LLC	2	2
Compeer Financial	2	8
Waterstone Mortgage Corporation	2	2
United Wholesale Mortgage	2	2
Nationstar Mortgage	2	3

Applications by race, ethnicity and sex, 2025

By race, Lafayette County, Wisconsin: applications and denial rate
Category	Applications	Denial rate
American Indian or Alaska Native	under 10
White	402	12.5% of 359 decided
Joint	under 10
Race Not Available	53	no rate: base under 50

By ethnicity, Lafayette County, Wisconsin: applications and denial rate
Category	Applications	Denial rate
Hispanic or Latino	withheld
Not Hispanic or Latino	379	12.4% of 338 decided
Joint	under 10
Ethnicity Not Available	51	no rate: base under 50

By sex, Lafayette County, Wisconsin: applications and denial rate
Category	Applications	Denial rate
Male	135	19.3% of 119 decided
Female	78	8.6% of 70 decided
Joint	209	10.8% of 186 decided
Sex Not Available	38	no rate: base under 50

A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.

Rankings this appears in

No. 2092 Counties by median mortgage

Sources

HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026

Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built

Data retrieved October 22, 2026