Mortgage lending in Kenosha County, Wisconsin
Lenders in Kenosha County, Wisconsin reported 6,413 mortgage applications for 2025, according to the CFPB.
6,413 mortgage applications and 4,043 loans originated in 2025; the denial rate was 21.7% of 5,448 applications decided. The median loan was about $185,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Kenosha, WI MSA.
- 6,413
- Applications
- 4,043
- Loans originated
- 21.7%
- Denial rate
- 1,180 denied of 5,448 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 6,413 | 4,043 |
| 2024 | 5,848 | 3,644 |
| 2023 | 5,267 | 3,274 |
| 2022 | 7,417 | 4,614 |
| 2021 | 12,436 | 8,736 |
| 2020 | 12,171 | 8,543 |
| 2019 | 8,491 | 5,730 |
| 2018 | 7,144 | 4,722 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Educators Credit Union | 399 | 584 |
| Johnson Bank | 251 | 309 |
| Rocket Mortgage | 210 | 294 |
| American Pacific Mortgage Corporation | 187 | 225 |
| Trustone Financial Credit Union | 185 | 270 |
| Gateway Mortgage Corporation | 182 | 206 |
| JPMorgan Chase Bank, NA | 102 | 150 |
| Bank Five Nine | 94 | 116 |
| BMO Harris Bank NA | 94 | 184 |
| Fairway Independent Mort Corp | 92 | 128 |
| Associated Bank NA | 92 | 161 |
| Landmark Credit Union | 91 | 131 |
| US Bank, N.A. | 81 | 162 |
| Summit Credit Union | 80 | 146 |
| Mortgage Research Center | 70 | 123 |
| United Wholesale Mortgage | 69 | 97 |
| North Shore Bank | 67 | 115 |
| First American Bank | 57 | 101 |
| Huntington National Bank | 48 | 81 |
| Uw Credit Union | 47 | 64 |
| Navy Federal Credit Union | 47 | 87 |
| Abbott Laboratories Employees Credit Union | 47 | 65 |
| Baxter Credit Union | 44 | 63 |
| Nationstar Mortgage | 42 | 60 |
| Crosscountry Mortgage, LLC | 42 | 71 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | 39 | no rate: base under 50 |
| Asian | 130 | 25.0% of 116 decided |
| Black or African American | 173 | 35.8% of 137 decided |
| Native Hawaiian or Other Pacific Islander | under 10 | |
| White | 5,034 | 20.4% of 4,326 decided |
| 2 or more minority races | under 10 | |
| Joint | 147 | 15.3% of 124 decided |
| Free Form Text Only | under 10 | |
| Race Not Available | 874 | 26.7% of 698 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 574 | 31.3% of 499 decided |
| Not Hispanic or Latino | 4,787 | 20.2% of 4,100 decided |
| Joint | 227 | 14.7% of 204 decided |
| Ethnicity Not Available | 825 | 25.4% of 645 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 2,167 | 24.1% of 1,796 decided |
| Female | 1,329 | 27.7% of 1,141 decided |
| Joint | 2,430 | 16.4% of 2,140 decided |
| Sex Not Available | 487 | 22.1% of 371 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 1350 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved