Mortgage lending in Jefferson County, Wisconsin
Lenders in Jefferson County, Wisconsin reported 3,206 mortgage applications for 2025, according to the CFPB.
3,206 mortgage applications and 2,189 loans originated in 2025; the denial rate was 16.2% of 2,781 applications decided. The median loan was about $195,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Jefferson County, WI.
- 3,206
- Applications
- 2,189
- Loans originated
- 16.2%
- Denial rate
- 451 denied of 2,781 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 3,206 | 2,189 |
| 2024 | 2,726 | 1,912 |
| 2023 | 2,549 | 1,772 |
| 2022 | 3,554 | 2,543 |
| 2021 | 6,162 | 4,638 |
| 2020 | 6,695 | 5,053 |
| 2019 | 4,085 | 2,958 |
| 2018 | 3,282 | 2,343 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Summit Credit Union | 464 | 617 |
| Landmark Credit Union | 147 | 201 |
| Uw Credit Union | 126 | 179 |
| Rocket Mortgage | 93 | 123 |
| Fairway Independent Mort Corp | 80 | 104 |
| Johnson Bank | 75 | 92 |
| PremierBank | 68 | 90 |
| Associated Bank NA | 66 | 102 |
| Badger Bank | 56 | 57 |
| Cardinal Financial Company, Li | 40 | 45 |
| Guild Mortgage Company | 31 | 40 |
| Thompson Kane & Company, Inc | 29 | 30 |
| United Wholesale Mortgage | 29 | 48 |
| BMO Harris Bank NA | 25 | 52 |
| US Bank, N.A. | 25 | 38 |
| Barrington Bank & Trust Company, N.A. | 25 | 30 |
| Farmers & Merchants State Bank | 22 | 26 |
| Bank First N.A. | 22 | 33 |
| Bank Five Nine | 21 | 25 |
| Freedom Mortgage Corporation | 20 | 43 |
| Pennymac Loan Services LLC | 20 | 31 |
| Mortgage Research Center | 19 | 37 |
| Newrez LLC | 19 | 40 |
| Ixonia Bank | 18 | 21 |
| JPMorgan Chase Bank, NA | 18 | 25 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | 22 | no rate: base under 50 |
| Asian | withheld | |
| Black or African American | 28 | no rate: base under 50 |
| Native Hawaiian or Other Pacific Islander | under 10 | |
| White | 2,727 | 14.5% of 2,377 decided |
| Joint | 44 | no rate: base under 50 |
| Race Not Available | 362 | 24.8% of 307 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 149 | 26.7% of 120 decided |
| Not Hispanic or Latino | 2,607 | 14.6% of 2,271 decided |
| Joint | withheld | |
| Ethnicity Not Available | 389 | 22.1% of 339 decided |
| Free Form Text Only | under 10 |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 929 | 18.7% of 791 decided |
| Female | 575 | 22.6% of 505 decided |
| Joint | 1,478 | 11.5% of 1,287 decided |
| Sex Not Available | 224 | 20.7% of 198 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 1216 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved