Mortgage lending in Fond du Lac County, Wisconsin
Lenders in Fond du Lac County, Wisconsin reported 3,942 mortgage applications for 2025, according to the CFPB.
3,942 mortgage applications and 2,680 loans originated in 2025; the denial rate was 16.7% of 3,381 applications decided. The median loan was about $165,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Fond du Lac, WI MSA.
- 3,942
- Applications
- 2,680
- Loans originated
- 16.7%
- Denial rate
- 563 denied of 3,381 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 3,942 | 2,680 |
| 2024 | 3,487 | 2,363 |
| 2023 | 3,174 | 2,190 |
| 2022 | 4,196 | 2,866 |
| 2021 | 7,078 | 5,246 |
| 2020 | 6,958 | 5,114 |
| 2019 | 4,563 | 3,272 |
| 2018 | 3,407 | 2,349 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| National Exchange Bank and Trust | 358 | 444 |
| Verve, a Credit Union | 156 | 205 |
| Associated Bank NA | 147 | 192 |
| Bank First N.A. | 130 | 156 |
| US Bank, N.A. | 122 | 181 |
| Guild Mortgage Company | 106 | 114 |
| Marine Credit Union | 92 | 213 |
| Summit Credit Union | 89 | 129 |
| Rocket Mortgage | 85 | 119 |
| Horicon Bank | 83 | 108 |
| Fox Valley Savings Bank | 82 | 98 |
| Community First Credit Union | 66 | 87 |
| Landmark Credit Union | 49 | 64 |
| Mortgage Research Center | 45 | 69 |
| BMO Harris Bank NA | 44 | 79 |
| Uw Credit Union | 42 | 57 |
| Nations Lending Corporation | 36 | 39 |
| Compeer Financial | 35 | 49 |
| American Pacific Mortgage Corporation | 33 | 44 |
| CMG Mortgage Inc | 30 | 32 |
| Newrez LLC | 29 | 69 |
| United Wholesale Mortgage | 29 | 42 |
| Freedom Mortgage Corporation | 29 | 49 |
| Fairway Independent Mort Corp | 29 | 36 |
| Pennymac Loan Services LLC | 28 | 44 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | 16 | no rate: base under 50 |
| Asian | 33 | no rate: base under 50 |
| Black or African American | 27 | no rate: base under 50 |
| Native Hawaiian or Other Pacific Islander | under 10 | |
| White | 3,306 | 15.7% of 2,860 decided |
| 2 or more minority races | under 10 | |
| Joint | 61 | 10.0% of 50 decided |
| Race Not Available | 496 | 22.3% of 412 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 182 | 30.2% of 149 decided |
| Not Hispanic or Latino | 3,188 | 15.6% of 2,760 decided |
| Joint | withheld | |
| Ethnicity Not Available | 502 | 17.8% of 409 decided |
| Free Form Text Only | under 10 |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 1,173 | 19.1% of 976 decided |
| Female | 659 | 22.0% of 563 decided |
| Joint | 1,803 | 13.3% of 1,588 decided |
| Sex Not Available | 307 | 16.5% of 254 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 1671 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved