Mortgage lending in Florence County, Wisconsin
Lenders in Florence County, Wisconsin reported 152 mortgage applications for 2025, according to the CFPB.
152 mortgage applications and 108 loans originated in 2025; the denial rate was 15.5% of 129 applications decided. The median loan was about $140,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Florence County, WI.
- 152
- Applications
- 108
- Loans originated
- 15.5%
- Denial rate
- 20 denied of 129 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 152 | 108 |
| 2024 | 143 | 100 |
| 2023 | 148 | 101 |
| 2022 | 161 | 108 |
| 2021 | 240 | 163 |
| 2020 | 247 | 174 |
| 2019 | 166 | 114 |
| 2018 | 149 | 82 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Covantage Credit Union | 20 | 26 |
| Nicolet National Bank | 12 | 14 |
| Rocket Mortgage | 5 | 10 |
| Associated Bank NA | 5 | 8 |
| Bank First N.A. | 4 | 4 |
| United Wholesale Mortgage | 4 | 4 |
| Capital Credit Union | 4 | 4 |
| Mortgage Research Center | 3 | 5 |
| Laona State Bank | 3 | 4 |
| Incrediblebank | 3 | 5 |
| Johnson Bank | 3 | 3 |
| Uw Credit Union | 2 | 2 |
| Range Bank | 2 | 2 |
| Community First Credit Union | 2 | 3 |
| Huntington National Bank | 2 | 3 |
| Marine Credit Union | 2 | 2 |
| Guild Mortgage Company | 2 | 2 |
| Nationstar Mortgage | 2 | 2 |
| US Bank, N.A. | 2 | 2 |
| Flagstar Bank NA | 2 | 3 |
| Fortifi Bank | 1 | 1 |
| Figure Lending LLC | 1 | 1 |
| Nations Lending Corporation | 1 | 2 |
| BMO Harris Bank NA | 1 | 1 |
| Citizens Bank | 1 | 1 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| White | 128 | 15.3% of 111 decided |
| Joint | under 10 | |
| Race Not Available | withheld |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | under 10 | |
| Not Hispanic or Latino | 126 | 15.1% of 106 decided |
| Joint | under 10 | |
| Ethnicity Not Available | 20 | no rate: base under 50 |
| Free Form Text Only | under 10 |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 44 | no rate: base under 50 |
| Female | 24 | no rate: base under 50 |
| Joint | 65 | 5.4% of 56 decided |
| Sex Not Available | 19 | no rate: base under 50 |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 2111 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved