Mortgage lending in Douglas County, Wisconsin
Lenders in Douglas County, Wisconsin reported 1,751 mortgage applications for 2025, according to the CFPB.
1,751 mortgage applications and 1,162 loans originated in 2025; the denial rate was 17.2% of 1,481 applications decided. The median loan was about $155,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Duluth, MN-WI MSA.
- 1,751
- Applications
- 1,162
- Loans originated
- 17.2%
- Denial rate
- 255 denied of 1,481 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 1,751 | 1,162 |
| 2024 | 1,475 | 1,021 |
| 2023 | 1,389 | 970 |
| 2022 | 1,649 | 1,123 |
| 2021 | 2,653 | 1,908 |
| 2020 | 2,896 | 2,140 |
| 2019 | 1,873 | 1,321 |
| 2018 | 1,613 | 1,074 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Superior Choice Credit Union | 165 | 238 |
| National Bank of Commerce | 119 | 141 |
| Centricity Credit Union | 87 | 92 |
| Superior Savings Bank | 68 | 75 |
| North Shore Bank of Commerce | 58 | 73 |
| Rocket Mortgage | 56 | 90 |
| Everett Financial, Inc. | 35 | 48 |
| Regent Financial Group | 30 | 32 |
| Members Cooperative Credit Union | 27 | 37 |
| Crosscountry Mortgage, LLC | 26 | 38 |
| US Bank, N.A. | 26 | 40 |
| Summit Mortgage Corporation | 22 | 25 |
| Mortgage Research Center | 22 | 39 |
| United Wholesale Mortgage | 20 | 29 |
| BMO Harris Bank NA | 19 | 52 |
| Affinity Plus Federal Credit Union | 19 | 27 |
| Bell Bank | 19 | 23 |
| Freedom Mortgage Corporation | 13 | 34 |
| Compeer Financial | 12 | 17 |
| Servion | 11 | 12 |
| Newrez LLC | 11 | 30 |
| Frandsen Bank & Trust | 11 | 18 |
| Wells Fargo Bank NA | 11 | 15 |
| loanDepot.com LLC | 10 | 15 |
| Synergy One Lending, Inc. | 8 | 10 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | 22 | no rate: base under 50 |
| Asian | under 10 | |
| Black or African American | under 10 | |
| White | 1,431 | 17.4% of 1,218 decided |
| 2 or more minority races | under 10 | |
| Joint | 35 | no rate: base under 50 |
| Race Not Available | 245 | 17.0% of 200 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | under 10 | |
| Not Hispanic or Latino | 1,463 | 17.4% of 1,243 decided |
| Joint | withheld | |
| Ethnicity Not Available | 262 | 17.3% of 214 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 592 | 18.4% of 490 decided |
| Female | 352 | 22.7% of 295 decided |
| Joint | 625 | 13.4% of 546 decided |
| Sex Not Available | 182 | 16.7% of 150 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 1889 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved