Mortgage lending in Columbia County, Wisconsin
Lenders in Columbia County, Wisconsin reported 2,938 mortgage applications for 2025, according to the CFPB.
2,938 mortgage applications and 2,030 loans originated in 2025; the denial rate was 15.8% of 2,554 applications decided. The median loan was about $175,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Columbia County, WI HUD Metro FMR Area.
- 2,938
- Applications
- 2,030
- Loans originated
- 15.8%
- Denial rate
- 404 denied of 2,554 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 2,938 | 2,030 |
| 2024 | 2,463 | 1,720 |
| 2023 | 2,425 | 1,743 |
| 2022 | 3,067 | 2,189 |
| 2021 | 5,284 | 3,942 |
| 2020 | 5,536 | 4,008 |
| 2019 | 3,621 | 2,580 |
| 2018 | 3,036 | 2,133 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Summit Credit Union | 649 | 877 |
| Uw Credit Union | 212 | 274 |
| Associated Bank NA | 78 | 119 |
| Fairway Independent Mort Corp | 63 | 80 |
| Bank First N.A. | 58 | 63 |
| Rocket Mortgage | 52 | 81 |
| US Bank, N.A. | 47 | 68 |
| Farmers & Merchants Union Bank | 37 | 43 |
| Thompson Kane & Company, Inc | 34 | 42 |
| BMO Harris Bank NA | 33 | 49 |
| Guild Mortgage Company | 32 | 44 |
| Landmark Credit Union | 32 | 51 |
| Compeer Financial | 25 | 30 |
| Bell Bank | 23 | 30 |
| Barrington Bank & Trust Company, N.A. | 23 | 26 |
| National Exchange Bank and Trust | 22 | 31 |
| Mortgage Research Center | 22 | 44 |
| Lake Ridge Bank | 19 | 24 |
| Prosperity Home Mortgage, LLC | 18 | 26 |
| United Wholesale Mortgage | 18 | 26 |
| Heartland Credit Union | 18 | 28 |
| Freedom Mortgage Corporation | 17 | 33 |
| Baraboo State Bank | 16 | 27 |
| Bank of Sun Prairie | 15 | 19 |
| Pennymac Loan Services LLC | 15 | 22 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | under 10 | |
| Asian | 16 | no rate: base under 50 |
| Black or African American | 25 | no rate: base under 50 |
| Native Hawaiian or Other Pacific Islander | under 10 | |
| White | 2,512 | 15.0% of 2,195 decided |
| Joint | 53 | no rate: base under 50 |
| Race Not Available | 327 | 21.3% of 272 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 82 | 29.6% of 71 decided |
| Not Hispanic or Latino | 2,444 | 14.8% of 2,139 decided |
| Joint | withheld | |
| Ethnicity Not Available | 351 | 18.9% of 291 decided |
| Free Form Text Only | under 10 |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 838 | 21.3% of 723 decided |
| Female | 482 | 21.7% of 419 decided |
| Joint | 1,423 | 10.5% of 1,255 decided |
| Sex Not Available | 195 | 17.2% of 157 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 1506 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved