Mortgage lending in Chippewa County, Wisconsin
Lenders in Chippewa County, Wisconsin reported 2,277 mortgage applications for 2025, according to the CFPB.
2,277 mortgage applications and 1,538 loans originated in 2025; the denial rate was 15.4% of 1,906 applications decided. The median loan was about $185,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Eau Claire, WI MSA.
- 2,277
- Applications
- 1,538
- Loans originated
- 15.4%
- Denial rate
- 293 denied of 1,906 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 2,277 | 1,538 |
| 2024 | 2,134 | 1,483 |
| 2023 | 2,022 | 1,368 |
| 2022 | 2,743 | 1,872 |
| 2021 | 4,508 | 3,316 |
| 2020 | 5,228 | 3,858 |
| 2019 | 3,324 | 2,352 |
| 2018 | 2,605 | 1,837 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Royal Credit Union | 499 | 610 |
| Westconsin Credit Union | 119 | 175 |
| Rocket Mortgage | 91 | 119 |
| The Northwestern Bank | 60 | 76 |
| Citizens State Bank | 57 | 66 |
| Security Bank | 40 | 47 |
| Nicolet National Bank | 35 | 41 |
| Mortgage Research Center | 34 | 55 |
| Marine Credit Union | 33 | 110 |
| US Bank, N.A. | 33 | 49 |
| United Wholesale Mortgage | 30 | 37 |
| Associated Bank NA | 28 | 57 |
| Security Financial Bank | 25 | 31 |
| Union Home Mortgage Corp. | 18 | 27 |
| Citizens Community Federal N.A. | 18 | 25 |
| Forward Bank | 16 | 22 |
| BMO Harris Bank NA | 15 | 23 |
| Compeer Financial | 15 | 20 |
| Prosperity Home Mortgage, LLC | 14 | 16 |
| loanDepot.com LLC | 12 | 20 |
| Envoy Mortgage, LTD | 12 | 18 |
| Freedom Mortgage Corporation | 12 | 30 |
| Prevail Bank | 11 | 12 |
| Fairway Independent Mort Corp | 11 | 19 |
| Pennymac Loan Services LLC | 10 | 18 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | under 10 | |
| Asian | 20 | no rate: base under 50 |
| Black or African American | 10 | no rate: base under 50 |
| White | 1,952 | 14.5% of 1,643 decided |
| 2 or more minority races | under 10 | |
| Joint | 19 | no rate: base under 50 |
| Race Not Available | 268 | 19.4% of 217 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 11 | no rate: base under 50 |
| Not Hispanic or Latino | 1,955 | 14.8% of 1,647 decided |
| Joint | 19 | no rate: base under 50 |
| Ethnicity Not Available | 292 | 17.9% of 235 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 659 | 17.4% of 547 decided |
| Female | 332 | 23.3% of 270 decided |
| Joint | 1,081 | 11.3% of 922 decided |
| Sex Not Available | 205 | 18.6% of 167 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 1347 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved