Mortgage lending in Buffalo County, Wisconsin
Lenders in Buffalo County, Wisconsin reported 409 mortgage applications for 2025, according to the CFPB.
409 mortgage applications and 269 loans originated in 2025; the denial rate was 14.9% of 323 applications decided. The median loan was about $155,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Buffalo County, WI.
- 409
- Applications
- 269
- Loans originated
- 14.9%
- Denial rate
- 48 denied of 323 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 409 | 269 |
| 2024 | 337 | 221 |
| 2023 | 270 | 179 |
| 2022 | 435 | 279 |
| 2021 | 604 | 387 |
| 2020 | 681 | 465 |
| 2019 | 430 | 282 |
| 2018 | 377 | 257 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Royal Credit Union | 38 | 50 |
| Merchants Bank, National Association | 28 | 33 |
| Altra Federal Credit Union | 17 | 23 |
| Compeer Financial | 13 | 14 |
| Rocket Mortgage | 13 | 20 |
| Mortgage Research Center | 11 | 20 |
| Westconsin Credit Union | 9 | 21 |
| United Wholesale Mortgage | 9 | 13 |
| Co-op Credit Union | 9 | 10 |
| Marine Credit Union | 8 | 20 |
| Affinity Plus Federal Credit Union | 7 | 8 |
| Citizens Community Federal N.A. | 5 | 6 |
| WNB Financial | 4 | 5 |
| Security Financial Bank | 4 | 4 |
| Bell Bank | 4 | 4 |
| Summit Credit Union | 3 | 4 |
| Old National Bank | 3 | 3 |
| New American Funding, LLC. | 3 | 6 |
| Envoy Mortgage, LTD | 3 | 3 |
| Freedom Mortgage Corporation | 3 | 5 |
| Fairway Independent Mort Corp | 3 | 3 |
| Diamond Residential MTG Corp | 3 | 5 |
| US Bank, N.A. | 3 | 4 |
| F & M Community Bank, N.A. | 2 | 2 |
| BMO Harris Bank NA | 2 | 2 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | under 10 | |
| Black or African American | under 10 | |
| Native Hawaiian or Other Pacific Islander | under 10 | |
| White | 346 | 13.6% of 280 decided |
| Joint | under 10 | |
| Race Not Available | 54 | no rate: base under 50 |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | under 10 | |
| Not Hispanic or Latino | 341 | 12.4% of 275 decided |
| Joint | under 10 | |
| Ethnicity Not Available | 60 | no rate: base under 50 |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 145 | 19.8% of 111 decided |
| Female | 55 | no rate: base under 50 |
| Joint | 177 | 8.9% of 146 decided |
| Sex Not Available | 32 | no rate: base under 50 |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 1888 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved