Mortgage lending in Bayfield County, Wisconsin
Lenders in Bayfield County, Wisconsin reported 690 mortgage applications for 2025, according to the CFPB.
690 mortgage applications and 418 loans originated in 2025; the denial rate was 21.5% of 559 applications decided. The median loan was about $175,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Bayfield County, WI.
- 690
- Applications
- 418
- Loans originated
- 21.5%
- Denial rate
- 120 denied of 559 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 690 | 418 |
| 2024 | 646 | 395 |
| 2023 | 495 | 312 |
| 2022 | 729 | 454 |
| 2021 | 1,289 | 891 |
| 2020 | 1,278 | 863 |
| 2019 | 867 | 568 |
| 2018 | 865 | 565 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Superior Choice Credit Union | 44 | 63 |
| Rocket Mortgage | 32 | 49 |
| Northern State Bank | 30 | 44 |
| Johnson Bank | 28 | 32 |
| Chippewa Valley Bank | 24 | 29 |
| Associated Bank NA | 15 | 33 |
| National Bank of Commerce | 12 | 14 |
| BMO Harris Bank NA | 10 | 17 |
| Security State Bank | 10 | 14 |
| Compeer Financial | 9 | 10 |
| Uw Credit Union | 8 | 11 |
| Royal Credit Union | 8 | 9 |
| Crosscountry Mortgage, LLC | 7 | 8 |
| US Bank, N.A. | 6 | 12 |
| Mortgage Research Center | 5 | 15 |
| Bankers' Bank | 5 | 9 |
| Frandsen Bank & Trust | 5 | 6 |
| Wells Fargo Bank NA | 5 | 8 |
| Bay Bank | 4 | 8 |
| Indianhead Credit Union | 4 | 4 |
| Summit Credit Union | 4 | 6 |
| Affinity Plus Federal Credit Union | 4 | 5 |
| Superior Savings Bank | 4 | 4 |
| Pennymac Loan Services LLC | 4 | 5 |
| Westconsin Credit Union | 3 | 4 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | 24 | no rate: base under 50 |
| Asian | under 10 | |
| Native Hawaiian or Other Pacific Islander | under 10 | |
| White | 580 | 21.2% of 467 decided |
| Joint | 13 | no rate: base under 50 |
| Race Not Available | 69 | 20.0% of 55 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | under 10 | |
| Not Hispanic or Latino | 589 | 21.4% of 476 decided |
| Joint | under 10 | |
| Ethnicity Not Available | 89 | 20.5% of 73 decided |
| Free Form Text Only | under 10 |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 184 | 26.2% of 141 decided |
| Female | 108 | 34.1% of 88 decided |
| Joint | 351 | 15.4% of 293 decided |
| Sex Not Available | 47 | no rate: base under 50 |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 1505 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved