Mortgage lending in Ashland County, Wisconsin
Lenders in Ashland County, Wisconsin reported 552 mortgage applications for 2025, according to the CFPB.
552 mortgage applications and 345 loans originated in 2025; the denial rate was 23.8% of 466 applications decided. The median loan was about $135,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Ashland County, WI.
- 552
- Applications
- 345
- Loans originated
- 23.8%
- Denial rate
- 111 denied of 466 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 552 | 345 |
| 2024 | 478 | 314 |
| 2023 | 483 | 300 |
| 2022 | 588 | 361 |
| 2021 | 862 | 582 |
| 2020 | 759 | 504 |
| 2019 | 624 | 414 |
| 2018 | 550 | 363 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Northern State Bank | 62 | 88 |
| Superior Choice Credit Union | 36 | 58 |
| Rocket Mortgage | 35 | 44 |
| Associated Bank NA | 28 | 44 |
| BMO Harris Bank NA | 13 | 17 |
| Chippewa Valley Bank | 13 | 15 |
| Mortgage Research Center | 10 | 20 |
| Guild Mortgage Company | 9 | 12 |
| Forward Bank | 7 | 7 |
| Crosscountry Mortgage, LLC | 7 | 11 |
| Summit Credit Union | 6 | 9 |
| Bankers' Bank | 6 | 8 |
| Compeer Financial | 6 | 7 |
| Towne Mortgage Company | 6 | 7 |
| Johnson Bank | 6 | 8 |
| Freedom Mortgage Corporation | 5 | 7 |
| Synergy One Lending, Inc. | 4 | 4 |
| Covantage Credit Union | 4 | 4 |
| New American Funding, LLC. | 4 | 8 |
| Pennymac Loan Services LLC | 4 | 6 |
| Nicolet National Bank | 3 | 4 |
| loanDepot.com LLC | 3 | 7 |
| Bay Bank | 2 | 10 |
| Uw Credit Union | 2 | 4 |
| Huntington National Bank | 2 | 2 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | 31 | no rate: base under 50 |
| Asian | under 10 | |
| White | 437 | 22.0% of 368 decided |
| Joint | 25 | no rate: base under 50 |
| Free Form Text Only | under 10 | |
| Race Not Available | 55 | no rate: base under 50 |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | under 10 | |
| Not Hispanic or Latino | 465 | 23.1% of 398 decided |
| Joint | withheld | |
| Ethnicity Not Available | 68 | 23.5% of 51 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 157 | 26.8% of 127 decided |
| Female | 101 | 28.6% of 84 decided |
| Joint | 250 | 21.1% of 218 decided |
| Sex Not Available | 44 | no rate: base under 50 |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 2284 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved