Mortgage lending in Williamsburg city, Virginia
Lenders in Williamsburg city, Virginia reported 341 mortgage applications for 2025, according to the CFPB.
341 mortgage applications and 188 loans originated in 2025; the denial rate was 25.1% of 267 applications decided. The median loan was about $295,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Virginia Beach-Norfolk-Newport News, VA-NC HUD Metro FMR Area.
- 341
- Applications
- 188
- Loans originated
- 25.1%
- Denial rate
- 67 denied of 267 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 341 | 188 |
| 2024 | 345 | 181 |
| 2023 | 281 | 173 |
| 2022 | 413 | 258 |
| 2021 | 725 | 467 |
| 2020 | 706 | 450 |
| 2019 | 440 | 273 |
| 2018 | 388 | 244 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Rocket Mortgage | 13 | 19 |
| Truist Bank | 11 | 19 |
| Navy Federal Credit Union | 10 | 15 |
| Langley Federal Credit Union | 10 | 10 |
| Movement Mortgage, LLC | 8 | 11 |
| Atlantic Bay Mortgage Group | 8 | 8 |
| TowneBank | 7 | 8 |
| Prosperity Home Mortgage, LLC | 7 | 10 |
| Freedom Mortgage Corporation | 7 | 13 |
| 1ST Advantage Federal Credit U | 6 | 9 |
| American Neighborhood Mortgage Acceptance Company | 6 | 10 |
| BayPort Credit Union | 5 | 7 |
| United Wholesale Mortgage | 5 | 5 |
| Towne Mortgage | 5 | 6 |
| C&F Mortgage Corporation | 4 | 4 |
| ALCOVA Mortgage, LLC | 4 | 6 |
| JPMorgan Chase Bank, NA | 4 | 6 |
| Ameris Bank | 4 | 4 |
| Mortgage Research Center | 3 | 7 |
| The Loan Store, Inc | 2 | 2 |
| Zillow Home Loans, LLC | 2 | 2 |
| Presidential Bank, FSB | 2 | 2 |
| Atlantic Coast Mortgage, LLC | 2 | 2 |
| Newrez LLC | 2 | 8 |
| CMG Mortgage Inc | 2 | 2 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | under 10 | |
| Asian | under 10 | |
| Black or African American | 34 | no rate: base under 50 |
| White | 212 | 21.3% of 169 decided |
| 2 or more minority races | under 10 | |
| Joint | 11 | no rate: base under 50 |
| Race Not Available | 75 | 26.2% of 61 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | withheld | |
| Not Hispanic or Latino | 247 | 24.0% of 192 decided |
| Joint | under 10 | |
| Ethnicity Not Available | 72 | 28.1% of 57 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 93 | 29.2% of 72 decided |
| Female | 99 | 33.8% of 77 decided |
| Joint | 97 | 11.8% of 76 decided |
| Sex Not Available | 52 | no rate: base under 50 |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 333 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved