Mortgage lending in Virginia Beach city, Virginia
Lenders in Virginia Beach city, Virginia reported 19,755 mortgage applications for 2025, according to the CFPB.
19,755 mortgage applications and 11,927 loans originated in 2025; the denial rate was 18.8% of 15,463 applications decided. The median loan was about $275,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the low-income housing hub: Virginia Beach-Norfolk-Newport News, VA-NC HUD Metro FMR Area.
- 19,755
- Applications
- 11,927
- Loans originated
- 18.8%
- Denial rate
- 2,901 denied of 15,463 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 19,755 | 11,927 |
| 2024 | 17,405 | 10,421 |
| 2023 | 15,689 | 9,164 |
| 2022 | 22,603 | 13,845 |
| 2021 | 43,390 | 28,620 |
| 2020 | 42,120 | 27,918 |
| 2019 | 24,821 | 15,770 |
| 2018 | 19,877 | 12,211 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Navy Federal Credit Union | 1,186 | 2,386 |
| Rocket Mortgage | 753 | 973 |
| United Wholesale Mortgage | 748 | 998 |
| Mortgage Research Center | 447 | 864 |
| American Neighborhood Mortgage Acceptance Company | 436 | 579 |
| Atlantic Bay Mortgage Group | 387 | 466 |
| TowneBank | 352 | 434 |
| Langley Federal Credit Union | 328 | 423 |
| Southern Trust Mortgage, LLC | 328 | 454 |
| Freedom Mortgage Corporation | 327 | 688 |
| Movement Mortgage, LLC | 291 | 379 |
| Pennymac Loan Services LLC | 279 | 532 |
| BayPort Credit Union | 257 | 375 |
| Chartway Fcu | 250 | 405 |
| Truist Bank | 216 | 443 |
| Newrez LLC | 202 | 520 |
| Bank of America NA | 184 | 412 |
| Crosscountry Mortgage, LLC | 183 | 250 |
| RW Towne, LLC | 148 | 183 |
| Tidewater Mortgage Services, Inc | 140 | 196 |
| Towne Mortgage | 135 | 156 |
| Atlantic Coast Mortgage, LLC | 132 | 161 |
| loanDepot.com LLC | 127 | 206 |
| Abnb Federal Credit Union | 123 | 241 |
| CMG Mortgage Inc | 110 | 141 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | 110 | 21.3% of 80 decided |
| Asian | 1,561 | 21.8% of 1,205 decided |
| Black or African American | 2,360 | 26.6% of 1,825 decided |
| Native Hawaiian or Other Pacific Islander | withheld | |
| White | 11,583 | 16.2% of 9,244 decided |
| 2 or more minority races | 88 | 28.3% of 60 decided |
| Joint | 515 | 18.3% of 404 decided |
| Free Form Text Only | under 10 | |
| Race Not Available | 3,483 | 20.7% of 2,597 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 1,232 | 22.1% of 953 decided |
| Not Hispanic or Latino | 14,681 | 18.4% of 11,631 decided |
| Joint | withheld | |
| Ethnicity Not Available | 3,358 | 19.8% of 2,499 decided |
| Free Form Text Only | under 10 |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 7,560 | 20.0% of 5,890 decided |
| Female | 4,440 | 21.3% of 3,473 decided |
| Joint | 6,041 | 14.2% of 4,866 decided |
| Sex Not Available | 1,714 | 23.7% of 1,234 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 452 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved