Mortgage lending in Roanoke city, Virginia
Lenders in Roanoke city, Virginia reported 3,699 mortgage applications for 2025, according to the CFPB.
3,699 mortgage applications and 2,275 loans originated in 2025; the denial rate was 20.8% of 3,042 applications decided. The median loan was about $175,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Roanoke, VA HUD Metro FMR Area.
- 3,699
- Applications
- 2,275
- Loans originated
- 20.8%
- Denial rate
- 632 denied of 3,042 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 3,699 | 2,275 |
| 2024 | 3,371 | 2,088 |
| 2023 | 2,970 | 1,810 |
| 2022 | 3,766 | 2,422 |
| 2021 | 5,313 | 3,526 |
| 2020 | 4,672 | 3,164 |
| 2019 | 3,685 | 2,299 |
| 2018 | 3,118 | 1,951 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Atlantic Bay Mortgage Group | 204 | 237 |
| Rocket Mortgage | 175 | 226 |
| Freedom First Federal Credit Union | 115 | 182 |
| Virginia Federal Credit Union | 101 | 187 |
| Atlantic Union Bank | 79 | 115 |
| ALCOVA Mortgage, LLC | 72 | 90 |
| Truist Bank | 72 | 132 |
| United Wholesale Mortgage | 64 | 98 |
| Pinnacle Bank | 61 | 92 |
| Fairway Independent Mort Corp | 54 | 86 |
| Mortgage Research Center | 47 | 76 |
| LendingOne LLC | 44 | 76 |
| First Ciitizens Bank and Trust | 43 | 60 |
| Blue Eagle Credit Union | 41 | 57 |
| Integrity Home Mortgage Corporation | 40 | 51 |
| Kiavi Funding, Inc. | 39 | 78 |
| Movement Mortgage, LLC | 39 | 60 |
| CNB Bank | 33 | 42 |
| Bank of Botetourt | 33 | 39 |
| American Partners Federal Credit Union | 32 | 32 |
| Pennymac Loan Services LLC | 29 | 65 |
| CV3 Financial Services, LLC | 27 | 30 |
| Navy Federal Credit Union | 26 | 58 |
| SWBC Mortgage Corporation | 26 | 28 |
| loanDepot.com LLC | 24 | 46 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | under 10 | |
| Asian | 71 | 16.4% of 55 decided |
| Black or African American | 538 | 31.8% of 444 decided |
| Native Hawaiian or Other Pacific Islander | under 10 | |
| White | 1,989 | 18.6% of 1,674 decided |
| 2 or more minority races | under 10 | |
| Joint | 57 | no rate: base under 50 |
| Race Not Available | 1,023 | 20.3% of 808 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 234 | 24.9% of 189 decided |
| Not Hispanic or Latino | 2,433 | 20.6% of 2,027 decided |
| Joint | withheld | |
| Ethnicity Not Available | 981 | 20.7% of 784 decided |
| Free Form Text Only | under 10 |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 1,172 | 21.6% of 960 decided |
| Female | 978 | 24.6% of 813 decided |
| Joint | 821 | 16.3% of 686 decided |
| Sex Not Available | 728 | 19.4% of 583 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 1502 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved