Mortgage lending in Radford city, Virginia
Lenders in Radford city, Virginia reported 354 mortgage applications for 2025, according to the CFPB.
354 mortgage applications and 252 loans originated in 2025; the denial rate was 16.0% of 313 applications decided. The median loan was about $195,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Blacksburg-Christiansburg-Radford, VA HUD Metro FMR Area.
- 354
- Applications
- 252
- Loans originated
- 16.0%
- Denial rate
- 50 denied of 313 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 354 | 252 |
| 2024 | 373 | 237 |
| 2023 | 310 | 178 |
| 2022 | 351 | 243 |
| 2021 | 577 | 418 |
| 2020 | 524 | 387 |
| 2019 | 346 | 245 |
| 2018 | 307 | 214 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Rocket Mortgage | 24 | 30 |
| Atlantic Bay Mortgage Group | 22 | 22 |
| Atlantic Union Bank | 16 | 18 |
| Waterstone Mortgage Corporation | 12 | 16 |
| Freedom First Federal Credit Union | 12 | 13 |
| Truliant Federal Credit Union | 12 | 22 |
| Truist Bank | 11 | 19 |
| Movement Mortgage, LLC | 10 | 14 |
| ALCOVA Mortgage, LLC | 10 | 13 |
| First Bank and Trust Company | 9 | 10 |
| Prosperity Home Mortgage, LLC | 7 | 10 |
| First Heritage Mortgage, LLC | 7 | 7 |
| Skyline National Bank | 6 | 6 |
| United Wholesale Mortgage | 6 | 8 |
| National Bank of Blacksburg | 5 | 5 |
| Union Home Mortgage Corp. | 4 | 5 |
| Wells Fargo Bank NA | 4 | 4 |
| Pennymac Loan Services LLC | 4 | 7 |
| Figure Lending LLC | 3 | 6 |
| Virginia Federal Credit Union | 3 | 7 |
| Carrington Mortgage Services LLC | 3 | 5 |
| First Reliance Bank | 3 | 3 |
| Carter Bank and Trust | 3 | 3 |
| First Ciitizens Bank and Trust | 3 | 3 |
| The Bank of Marion | 2 | 2 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | under 10 | |
| Asian | under 10 | |
| Black or African American | 13 | no rate: base under 50 |
| White | 271 | 16.9% of 242 decided |
| Joint | under 10 | |
| Race Not Available | 55 | no rate: base under 50 |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | withheld | |
| Not Hispanic or Latino | 294 | 17.1% of 263 decided |
| Joint | under 10 | |
| Ethnicity Not Available | 46 | no rate: base under 50 |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 115 | 16.0% of 100 decided |
| Female | 79 | 29.6% of 71 decided |
| Joint | 128 | 9.5% of 116 decided |
| Sex Not Available | 32 | no rate: base under 50 |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 1211 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved