Mortgage lending in Portsmouth city, Virginia
Lenders in Portsmouth city, Virginia reported 5,428 mortgage applications for 2025, according to the CFPB.
5,428 mortgage applications and 3,012 loans originated in 2025; the denial rate was 21.9% of 4,142 applications decided. The median loan was about $235,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Virginia Beach-Norfolk-Newport News, VA-NC HUD Metro FMR Area.
- 5,428
- Applications
- 3,012
- Loans originated
- 21.9%
- Denial rate
- 907 denied of 4,142 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 5,428 | 3,012 |
| 2024 | 5,049 | 2,852 |
| 2023 | 4,341 | 2,446 |
| 2022 | 5,928 | 3,433 |
| 2021 | 8,404 | 5,191 |
| 2020 | 6,774 | 4,119 |
| 2019 | 4,713 | 2,767 |
| 2018 | 3,999 | 2,251 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| United Wholesale Mortgage | 218 | 305 |
| Mortgage Research Center | 213 | 389 |
| American Neighborhood Mortgage Acceptance Company | 195 | 276 |
| Navy Federal Credit Union | 174 | 418 |
| Rocket Mortgage | 165 | 249 |
| Atlantic Bay Mortgage Group | 123 | 158 |
| Freedom Mortgage Corporation | 94 | 196 |
| Movement Mortgage, LLC | 91 | 156 |
| Southern Trust Mortgage, LLC | 87 | 124 |
| NVR Mortgage Finance, Inc. | 86 | 117 |
| TowneBank | 74 | 98 |
| Langley Federal Credit Union | 70 | 115 |
| Pennymac Loan Services LLC | 66 | 153 |
| Atlantic Coast Mortgage, LLC | 65 | 79 |
| BayPort Credit Union | 58 | 115 |
| Crosscountry Mortgage, LLC | 45 | 70 |
| Newrez LLC | 44 | 117 |
| Kiavi Funding, Inc. | 38 | 52 |
| Chartway Fcu | 38 | 70 |
| Truist Bank | 37 | 68 |
| Tidewater Mortgage Services, Inc | 27 | 43 |
| Village Capital & Investment | 26 | 65 |
| Calcon Mutual Mortgage LLC | 25 | 34 |
| loanDepot.com LLC | 23 | 43 |
| Archer Mortgage LLC | 23 | 38 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | 33 | no rate: base under 50 |
| Asian | 95 | 21.4% of 70 decided |
| Black or African American | 2,013 | 26.2% of 1,531 decided |
| Native Hawaiian or Other Pacific Islander | 16 | no rate: base under 50 |
| White | 1,930 | 16.4% of 1,505 decided |
| 2 or more minority races | 32 | no rate: base under 50 |
| Joint | 111 | 14.3% of 84 decided |
| Race Not Available | 1,198 | 24.3% of 890 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 348 | 21.4% of 252 decided |
| Not Hispanic or Latino | 3,813 | 21.2% of 2,948 decided |
| Joint | 112 | 22.9% of 83 decided |
| Ethnicity Not Available | 1,155 | 24.2% of 859 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 2,247 | 21.4% of 1,701 decided |
| Female | 1,508 | 23.3% of 1,166 decided |
| Joint | 1,004 | 18.1% of 780 decided |
| Sex Not Available | 669 | 26.3% of 495 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 728 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved