Mortgage lending in Norton city, Virginia

Lenders in Norton city, Virginia reported 83 mortgage applications for 2025, according to the CFPB.

83 mortgage applications and 33 loans originated in 2025; the denial rate was 23.6% of 55 applications decided. From 2025, the CFPB’s Snapshot release.

HUD’s Fair Market Rent for the county, on the housing hub: Wise County-Norton city, VA HUD Nonmetro FMR Area.

83
Applications: 33
Loans originated: 23.6%
Denial rate: 13 denied of 55 applications decided.

Every year

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Mortgage applications and loans originated in Norton city, Virginia, by year
Year	Applications	Originated	Denied
2025	83	33	13
2024	79	38	20
2023	86	43	22
2022	99	43	36
2021	110	62	25
2020	99	61	20
2019	64	37	16
2018	59	38	11

The largest lenders here

Lenders in Norton city, Virginia by loans originated, 2025
Lender	Originated	Applications
Eastman Credit Union	10	14
First Bank and Trust Company	7	11
Movement Mortgage, LLC	3	6
Mortgage Research Center	3	4
Ross Mortgage Corporation	2	6
Powell Valley National Bank	1	1
Community Trust Bank, Inc.	1	1
Rocket Mortgage	1	4
New Peoples Bank, Inc	1	1
Towne Mortgage Company	1	1
Crosscountry Mortgage, LLC	1	2
Champions Funding, LLC	1	2
Usaa Federal Savings Bank	1	2
Loan Funder LLC	0	1
Figure Lending LLC	0	0
The Bank of Marion	0	1
Vanderbilt Mortgage and Finance, Inc	0	4
Coastal Community Bank	0	3
Planet Home Lending, LLC	0	0
Southwest Stage Funding LLC	0	1
Navy Federal Credit Union	0	1
Appalachian Community Federal Credit Union	0	1
New American Funding, LLC.	0	2
Newrez LLC	0	0
United Wholesale Mortgage	0	2

Applications by race, ethnicity and sex, 2025

By race, Norton city, Virginia: applications and denial rate
Category	Applications	Denial rate
Asian	under 10
White	63	no rate: base under 50
Joint	under 10
Race Not Available	15	no rate: base under 50

By ethnicity, Norton city, Virginia: applications and denial rate
Category	Applications	Denial rate
Not Hispanic or Latino	70	no rate: base under 50
Ethnicity Not Available	13	no rate: base under 50

By sex, Norton city, Virginia: applications and denial rate
Category	Applications	Denial rate
Male	22	no rate: base under 50
Female	19	no rate: base under 50
Joint	31	no rate: base under 50
Sex Not Available	11	no rate: base under 50

A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.

Sources

HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026

Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built

Data retrieved October 22, 2026