Mortgage lending in Norfolk city, Virginia
Lenders in Norfolk city, Virginia reported 9,265 mortgage applications for 2025, according to the CFPB.
9,265 mortgage applications and 5,291 loans originated in 2025; the denial rate was 20.0% of 7,000 applications decided. The median loan was about $275,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the low-income housing hub: Virginia Beach-Norfolk-Newport News, VA-NC HUD Metro FMR Area.
- 9,265
- Applications
- 5,291
- Loans originated
- 20.0%
- Denial rate
- 1,397 denied of 7,000 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 9,265 | 5,291 |
| 2024 | 8,465 | 4,925 |
| 2023 | 7,444 | 4,239 |
| 2022 | 10,368 | 6,073 |
| 2021 | 16,464 | 10,405 |
| 2020 | 14,836 | 9,329 |
| 2019 | 9,576 | 5,754 |
| 2018 | 7,874 | 4,461 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| United Wholesale Mortgage | 441 | 635 |
| Mortgage Research Center | 383 | 712 |
| Navy Federal Credit Union | 371 | 875 |
| American Neighborhood Mortgage Acceptance Company | 254 | 355 |
| Rocket Mortgage | 230 | 328 |
| Atlantic Bay Mortgage Group | 191 | 249 |
| Freedom Mortgage Corporation | 182 | 384 |
| Southern Trust Mortgage, LLC | 160 | 212 |
| Movement Mortgage, LLC | 147 | 224 |
| Langley Federal Credit Union | 126 | 182 |
| Pennymac Loan Services LLC | 109 | 261 |
| Kiavi Funding, Inc. | 103 | 147 |
| TowneBank | 102 | 135 |
| Newrez LLC | 100 | 252 |
| Truist Bank | 99 | 205 |
| Chartway Fcu | 88 | 148 |
| BayPort Credit Union | 82 | 126 |
| Crosscountry Mortgage, LLC | 81 | 119 |
| Atlantic Coast Mortgage, LLC | 76 | 91 |
| American Financial Network, Inc. | 69 | 88 |
| Towne Mortgage | 68 | 88 |
| RW Towne, LLC | 63 | 82 |
| Bank of America NA | 50 | 124 |
| Archer Mortgage LLC | 48 | 58 |
| Tidewater Mortgage Services, Inc | 47 | 64 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | 63 | no rate: base under 50 |
| Asian | 390 | 19.9% of 301 decided |
| Black or African American | 1,983 | 30.0% of 1,464 decided |
| Native Hawaiian or Other Pacific Islander | withheld | |
| White | 4,402 | 15.8% of 3,409 decided |
| 2 or more minority races | 48 | no rate: base under 50 |
| Joint | 218 | 13.4% of 157 decided |
| Free Form Text Only | under 10 | |
| Race Not Available | 2,123 | 19.5% of 1,555 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 747 | 18.8% of 570 decided |
| Not Hispanic or Latino | 6,321 | 20.5% of 4,847 decided |
| Joint | withheld | |
| Ethnicity Not Available | 2,005 | 19.4% of 1,446 decided |
| Free Form Text Only | under 10 |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 3,969 | 21.0% of 2,967 decided |
| Female | 2,264 | 22.7% of 1,763 decided |
| Joint | 1,897 | 14.5% of 1,470 decided |
| Sex Not Available | 1,135 | 20.1% of 800 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 450 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved