Mortgage lending in Newport News city, Virginia
Lenders in Newport News city, Virginia reported 6,844 mortgage applications for 2025, according to the CFPB.
6,844 mortgage applications and 3,899 loans originated in 2025; the denial rate was 20.7% of 5,256 applications decided. The median loan was about $235,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Virginia Beach-Norfolk-Newport News, VA-NC HUD Metro FMR Area.
- 6,844
- Applications
- 3,899
- Loans originated
- 20.7%
- Denial rate
- 1,089 denied of 5,256 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 6,844 | 3,899 |
| 2024 | 6,590 | 3,834 |
| 2023 | 5,662 | 3,290 |
| 2022 | 8,002 | 4,716 |
| 2021 | 12,080 | 7,639 |
| 2020 | 9,665 | 6,083 |
| 2019 | 6,476 | 3,899 |
| 2018 | 5,296 | 3,031 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Langley Federal Credit Union | 347 | 488 |
| United Wholesale Mortgage | 245 | 353 |
| Mortgage Research Center | 221 | 392 |
| Rocket Mortgage | 213 | 283 |
| BayPort Credit Union | 210 | 332 |
| Atlantic Bay Mortgage Group | 198 | 267 |
| American Neighborhood Mortgage Acceptance Company | 181 | 243 |
| Movement Mortgage, LLC | 170 | 255 |
| Navy Federal Credit Union | 169 | 401 |
| 1ST Advantage Federal Credit U | 124 | 219 |
| Freedom Mortgage Corporation | 100 | 231 |
| TowneBank | 71 | 92 |
| Pennymac Loan Services LLC | 70 | 178 |
| Southern Trust Mortgage, LLC | 53 | 73 |
| Calcon Mutual Mortgage LLC | 47 | 60 |
| Truist Bank | 47 | 112 |
| Kiavi Funding, Inc. | 46 | 63 |
| Newrez LLC | 45 | 167 |
| loanDepot.com LLC | 43 | 77 |
| Nationstar Mortgage | 39 | 53 |
| Bank of America NA | 30 | 85 |
| Prosperity Home Mortgage, LLC | 28 | 39 |
| Atlantic Coast Mortgage, LLC | 27 | 41 |
| JPMorgan Chase Bank, NA | 27 | 42 |
| Archer Mortgage LLC | 26 | 35 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | 35 | no rate: base under 50 |
| Asian | 207 | 20.6% of 160 decided |
| Black or African American | 2,120 | 26.4% of 1,593 decided |
| Native Hawaiian or Other Pacific Islander | 29 | no rate: base under 50 |
| White | 2,811 | 16.1% of 2,249 decided |
| 2 or more minority races | 46 | no rate: base under 50 |
| Joint | 186 | 12.5% of 144 decided |
| Race Not Available | 1,410 | 22.4% of 1,031 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 513 | 20.9% of 388 decided |
| Not Hispanic or Latino | 4,873 | 20.4% of 3,774 decided |
| Joint | withheld | |
| Ethnicity Not Available | 1,326 | 22.9% of 981 decided |
| Free Form Text Only | under 10 |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 2,720 | 21.3% of 2,085 decided |
| Female | 1,859 | 24.6% of 1,429 decided |
| Joint | 1,535 | 14.5% of 1,201 decided |
| Sex Not Available | 730 | 22.2% of 541 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 727 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved