Mortgage lending in Harrisonburg city, Virginia
Lenders in Harrisonburg city, Virginia reported 792 mortgage applications for 2025, according to the CFPB.
792 mortgage applications and 498 loans originated in 2025; the denial rate was 19.5% of 658 applications decided. The median loan was about $225,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Harrisonburg, VA MSA.
- 792
- Applications
- 498
- Loans originated
- 19.5%
- Denial rate
- 128 denied of 658 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 792 | 498 |
| 2024 | 846 | 577 |
| 2023 | 757 | 476 |
| 2022 | 1,127 | 766 |
| 2021 | 1,730 | 1,211 |
| 2020 | 1,512 | 989 |
| 2019 | 1,017 | 697 |
| 2018 | 1,045 | 696 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Dupont Community Credit Union | 54 | 68 |
| Farmers & Merchants Bank | 41 | 50 |
| NVR Mortgage Finance, Inc. | 34 | 45 |
| Rocket Mortgage | 27 | 34 |
| Park View Federal Credit Union | 27 | 28 |
| Truist Bank | 25 | 47 |
| United Wholesale Mortgage | 21 | 29 |
| Movement Mortgage, LLC | 20 | 33 |
| Integrity Home Mortgage Corporation | 18 | 23 |
| ALCOVA Mortgage, LLC | 13 | 14 |
| United Bank VA | 10 | 12 |
| Atlantic Union Bank | 10 | 18 |
| Virginia Federal Credit Union | 9 | 10 |
| Lower, LLC | 9 | 13 |
| Pendleton Community Bank | 8 | 8 |
| Total Mortgage Services, LLC | 7 | 11 |
| Atlantic Coast Mortgage, LLC | 5 | 6 |
| New American Funding, LLC. | 5 | 8 |
| Union Home Mortgage Corp. | 5 | 7 |
| CommonWealth One Federal Credit Union | 5 | 10 |
| Wells Fargo Bank NA | 5 | 10 |
| Navy Federal Credit Union | 4 | 6 |
| Pioneer Bank | 4 | 5 |
| Nationstar Mortgage | 4 | 6 |
| First Ciitizens Bank and Trust | 4 | 6 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | under 10 | |
| Asian | 36 | no rate: base under 50 |
| Black or African American | 46 | no rate: base under 50 |
| Native Hawaiian or Other Pacific Islander | under 10 | |
| White | 522 | 16.1% of 446 decided |
| 2 or more minority races | under 10 | |
| Joint | 13 | no rate: base under 50 |
| Free Form Text Only | under 10 | |
| Race Not Available | 168 | 25.4% of 134 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 166 | 24.1% of 141 decided |
| Not Hispanic or Latino | 456 | 17.1% of 380 decided |
| Joint | withheld | |
| Ethnicity Not Available | 153 | 20.5% of 122 decided |
| Free Form Text Only | under 10 |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 265 | 24.0% of 217 decided |
| Female | 156 | 23.3% of 129 decided |
| Joint | 273 | 11.7% of 231 decided |
| Sex Not Available | 98 | 23.5% of 81 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 843 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved