Mortgage lending in Franklin city, Virginia
Lenders in Franklin city, Virginia reported 477 mortgage applications for 2025, according to the CFPB.
477 mortgage applications and 258 loans originated in 2025; the denial rate was 28.2% of 373 applications decided. The median loan was about $225,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Southampton County-Franklin city, VA HUD Nonmetro FMR Area.
- 477
- Applications
- 258
- Loans originated
- 28.2%
- Denial rate
- 105 denied of 373 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 477 | 258 |
| 2024 | 350 | 237 |
| 2023 | 323 | 200 |
| 2022 | 321 | 195 |
| 2021 | 400 | 246 |
| 2020 | 310 | 194 |
| 2019 | 197 | 113 |
| 2018 | 236 | 123 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| NVR Mortgage Finance, Inc. | 51 | 97 |
| Atlantic Bay Mortgage Group | 17 | 17 |
| United Wholesale Mortgage | 14 | 19 |
| Movement Mortgage, LLC | 12 | 15 |
| Mortgage Research Center | 12 | 25 |
| New American Funding, LLC. | 9 | 14 |
| Rocket Mortgage | 9 | 11 |
| Southern Trust Mortgage, LLC | 8 | 9 |
| DHI Mortgage Company, LTD. | 6 | 9 |
| Navy Federal Credit Union | 6 | 15 |
| Langley Federal Credit Union | 5 | 7 |
| Plaza Home Mortgage, Inc | 5 | 5 |
| loanDepot.com LLC | 4 | 5 |
| American Neighborhood Mortgage Acceptance Company | 4 | 13 |
| Bronco Federal Credit Union | 4 | 15 |
| Chartway Fcu | 4 | 5 |
| Kiavi Funding, Inc. | 3 | 4 |
| C&F Mortgage Corporation | 3 | 3 |
| Newrez LLC | 3 | 8 |
| Freedom Mortgage Corporation | 3 | 8 |
| Towne Mortgage Company | 3 | 3 |
| Capital Center LLC | 2 | 2 |
| Planet Home Lending, LLC | 2 | 2 |
| BPL Mortgage, LLC | 2 | 2 |
| American Financial Network, Inc. | 2 | 2 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | under 10 | |
| Asian | under 10 | |
| Black or African American | 210 | 39.1% of 161 decided |
| White | 176 | 15.9% of 151 decided |
| Joint | under 10 | |
| Race Not Available | 75 | no rate: base under 50 |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | withheld | |
| Not Hispanic or Latino | 379 | 28.5% of 302 decided |
| Joint | under 10 | |
| Ethnicity Not Available | 78 | 29.6% of 54 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 189 | 21.6% of 148 decided |
| Female | 144 | 37.8% of 111 decided |
| Joint | 104 | 28.1% of 89 decided |
| Sex Not Available | 40 | no rate: base under 50 |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 842 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved