Mortgage lending in Danville city, Virginia
Lenders in Danville city, Virginia reported 1,284 mortgage applications for 2025, according to the CFPB.
1,284 mortgage applications and 711 loans originated in 2025; the denial rate was 24.3% of 1,017 applications decided. The median loan was about $135,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Pittsylvania County-Danville city, VA HUD Nonmetro FMR Area.
- 1,284
- Applications
- 711
- Loans originated
- 24.3%
- Denial rate
- 247 denied of 1,017 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 1,284 | 711 |
| 2024 | 1,121 | 625 |
| 2023 | 976 | 561 |
| 2022 | 1,064 | 589 |
| 2021 | 1,288 | 789 |
| 2020 | 938 | 593 |
| 2019 | 740 | 429 |
| 2018 | 737 | 418 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| ALCOVA Mortgage, LLC | 68 | 91 |
| Rocket Mortgage | 64 | 87 |
| United Wholesale Mortgage | 51 | 73 |
| Atlantic Union Bank | 50 | 70 |
| First National Bank | 46 | 47 |
| Movement Mortgage, LLC | 31 | 46 |
| Strategic Funding, LP | 24 | 27 |
| First Ciitizens Bank and Trust | 19 | 36 |
| Kiavi Funding, Inc. | 13 | 37 |
| Beacon Credit Union | 12 | 18 |
| Atlantic Coast Mortgage, LLC | 12 | 14 |
| Mortgage Research Center | 11 | 34 |
| Truist Bank | 11 | 15 |
| Loan Funder LLC | 10 | 18 |
| loanDepot.com LLC | 10 | 17 |
| Cardinal Financial Company, Li | 10 | 14 |
| BPL Mortgage, LLC | 9 | 11 |
| State Employees' Credit Union | 9 | 15 |
| Pennymac Loan Services LLC | 9 | 15 |
| Navy Federal Credit Union | 8 | 21 |
| Valleystar Credit Union | 8 | 13 |
| Freedom Mortgage Corporation | 7 | 18 |
| HomeXpress Mortgage Corp. | 7 | 8 |
| Figure Lending LLC | 6 | 10 |
| Angel Oak Mortgage Solutions LLC | 6 | 6 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | under 10 | |
| Asian | 22 | no rate: base under 50 |
| Black or African American | 353 | 32.4% of 275 decided |
| Native Hawaiian or Other Pacific Islander | under 10 | |
| White | 496 | 20.8% of 408 decided |
| 2 or more minority races | under 10 | |
| Joint | under 10 | |
| Race Not Available | 395 | 19.1% of 304 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | withheld | |
| Not Hispanic or Latino | 839 | 25.7% of 672 decided |
| Joint | under 10 | |
| Ethnicity Not Available | 382 | 19.8% of 293 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 441 | 25.2% of 341 decided |
| Female | 357 | 25.4% of 284 decided |
| Joint | 187 | 26.1% of 161 decided |
| Sex Not Available | 299 | 20.3% of 231 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 2274 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved