Mortgage lending in Wythe County, Virginia
Lenders in Wythe County, Virginia reported 1,045 mortgage applications for 2025, according to the CFPB.
1,045 mortgage applications and 590 loans originated in 2025; the denial rate was 26.5% of 839 applications decided. The median loan was about $155,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Wythe County, VA.
- 1,045
- Applications
- 590
- Loans originated
- 26.5%
- Denial rate
- 222 denied of 839 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 1,045 | 590 |
| 2024 | 928 | 524 |
| 2023 | 908 | 472 |
| 2022 | 1,202 | 690 |
| 2021 | 1,372 | 818 |
| 2020 | 1,306 | 798 |
| 2019 | 1,058 | 642 |
| 2018 | 998 | 574 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Truliant Federal Credit Union | 88 | 172 |
| Atlantic Bay Mortgage Group | 55 | 66 |
| Rocket Mortgage | 45 | 63 |
| The Bank of Marion | 35 | 38 |
| Atlantic Union Bank | 23 | 28 |
| Union Home Mortgage Corp. | 20 | 26 |
| Vanderbilt Mortgage and Finance, Inc | 19 | 107 |
| First Bank and Trust Company | 19 | 29 |
| First Community Bank | 18 | 43 |
| United Wholesale Mortgage | 18 | 21 |
| First Reliance Bank | 18 | 20 |
| Truist Bank | 18 | 40 |
| First Sentinel Bank | 15 | 16 |
| Mortgage Research Center | 15 | 20 |
| Skyline National Bank | 14 | 15 |
| Renasant Bank | 11 | 11 |
| American Financial Resources LLC | 10 | 12 |
| Nationstar Mortgage | 8 | 10 |
| Burke & Herbert BK & TR Co | 8 | 10 |
| Pennymac Loan Services LLC | 8 | 15 |
| New Peoples Bank, Inc | 6 | 7 |
| Farm Credit of the Virginias, ACA | 5 | 6 |
| loanDepot.com LLC | 5 | 11 |
| Eastman Credit Union | 5 | 6 |
| ALCOVA Mortgage, LLC | 5 | 7 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | under 10 | |
| Asian | under 10 | |
| Black or African American | under 10 | |
| White | 917 | 26.8% of 744 decided |
| Joint | under 10 | |
| Race Not Available | 99 | 22.7% of 75 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | withheld | |
| Not Hispanic or Latino | 884 | 26.2% of 721 decided |
| Joint | under 10 | |
| Ethnicity Not Available | 136 | 29.9% of 97 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 333 | 28.5% of 249 decided |
| Female | 258 | 26.4% of 208 decided |
| Joint | 384 | 26.4% of 329 decided |
| Sex Not Available | 70 | 17.0% of 53 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 1876 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved