Mortgage lending in Wise County, Virginia
Lenders in Wise County, Virginia reported 783 mortgage applications for 2025, according to the CFPB.
783 mortgage applications and 358 loans originated in 2025; the denial rate was 35.2% of 602 applications decided. The median loan was about $115,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Wise County-Norton city, VA HUD Nonmetro FMR Area.
- 783
- Applications
- 358
- Loans originated
- 35.2%
- Denial rate
- 212 denied of 602 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 783 | 358 |
| 2024 | 775 | 374 |
| 2023 | 688 | 351 |
| 2022 | 916 | 447 |
| 2021 | 1,095 | 579 |
| 2020 | 1,014 | 504 |
| 2019 | 782 | 434 |
| 2018 | 897 | 485 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Eastman Credit Union | 83 | 149 |
| Rocket Mortgage | 33 | 47 |
| First Bank and Trust Company | 27 | 39 |
| Vanderbilt Mortgage and Finance, Inc | 24 | 98 |
| Powell Valley National Bank | 18 | 34 |
| Truist Bank | 18 | 30 |
| Appalachian Community Federal Credit Union | 17 | 28 |
| Crosscountry Mortgage, LLC | 16 | 31 |
| Movement Mortgage, LLC | 14 | 21 |
| Mortgage Research Center | 10 | 28 |
| United Wholesale Mortgage | 10 | 12 |
| 21ST Mortgage | 7 | 38 |
| Lee Bank & Trust Company | 4 | 4 |
| Farmers and Miners Bank | 4 | 9 |
| loanDepot.com LLC | 4 | 10 |
| Cardinal Financial Company, Li | 4 | 6 |
| Ross Mortgage Corporation | 3 | 5 |
| New Peoples Bank, Inc | 3 | 6 |
| Freedom Mortgage Corporation | 3 | 8 |
| Amerisave Mortgage Company | 3 | 7 |
| Kingsport Press Credit Unioin | 2 | 2 |
| First Community Bank | 2 | 2 |
| New American Funding, LLC. | 2 | 10 |
| Mutual of Omaha Mortgage | 2 | 2 |
| Towne Mortgage Company | 2 | 3 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | under 10 | |
| Asian | under 10 | |
| Black or African American | under 10 | |
| White | 678 | 34.4% of 527 decided |
| 2 or more minority races | under 10 | |
| Joint | under 10 | |
| Race Not Available | 82 | 42.1% of 57 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | withheld | |
| Not Hispanic or Latino | 656 | 32.9% of 511 decided |
| Joint | under 10 | |
| Ethnicity Not Available | 103 | 44.9% of 69 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 283 | 32.9% of 222 decided |
| Female | 202 | 41.8% of 153 decided |
| Joint | 247 | 30.2% of 192 decided |
| Sex Not Available | 51 | no rate: base under 50 |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 2617 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved