Mortgage lending in Surry County, Virginia
Lenders in Surry County, Virginia reported 334 mortgage applications for 2025, according to the CFPB.
334 mortgage applications and 187 loans originated in 2025; the denial rate was 26.5% of 260 applications decided. The median loan was about $235,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Surry County, VA HUD Metro FMR Area.
- 334
- Applications
- 187
- Loans originated
- 26.5%
- Denial rate
- 69 denied of 260 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 334 | 187 |
| 2024 | 267 | 128 |
| 2023 | 240 | 130 |
| 2022 | 355 | 183 |
| 2021 | 476 | 243 |
| 2020 | 423 | 221 |
| 2019 | 246 | 135 |
| 2018 | 281 | 129 |
The largest lenders here
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | under 10 | |
| Black or African American | 84 | 42.9% of 63 decided |
| White | 175 | 18.0% of 139 decided |
| Joint | under 10 | |
| Race Not Available | 69 | 28.3% of 53 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | under 10 | |
| Not Hispanic or Latino | 254 | 26.6% of 203 decided |
| Joint | under 10 | |
| Ethnicity Not Available | 64 | no rate: base under 50 |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 131 | 25.0% of 100 decided |
| Female | 69 | 36.0% of 50 decided |
| Joint | 113 | 22.8% of 92 decided |
| Sex Not Available | 21 | no rate: base under 50 |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 725 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved