Mortgage lending in Roanoke County, Virginia
Lenders in Roanoke County, Virginia reported 3,840 mortgage applications for 2025, according to the CFPB.
3,840 mortgage applications and 2,547 loans originated in 2025; the denial rate was 17.6% of 3,251 applications decided. The median loan was about $225,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Roanoke, VA HUD Metro FMR Area.
- 3,840
- Applications
- 2,547
- Loans originated
- 17.6%
- Denial rate
- 573 denied of 3,251 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 3,840 | 2,547 |
| 2024 | 3,662 | 2,380 |
| 2023 | 3,289 | 2,070 |
| 2022 | 4,233 | 2,789 |
| 2021 | 7,353 | 5,012 |
| 2020 | 6,935 | 4,836 |
| 2019 | 4,689 | 3,133 |
| 2018 | 4,147 | 2,757 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Rocket Mortgage | 203 | 256 |
| Atlantic Bay Mortgage Group | 202 | 241 |
| Virginia Federal Credit Union | 185 | 270 |
| Truist Bank | 142 | 233 |
| Freedom First Federal Credit Union | 110 | 152 |
| ALCOVA Mortgage, LLC | 95 | 112 |
| Atlantic Union Bank | 92 | 124 |
| United Wholesale Mortgage | 86 | 116 |
| Movement Mortgage, LLC | 60 | 75 |
| Integrity Home Mortgage Corporation | 58 | 65 |
| Pinnacle Bank | 57 | 65 |
| First Ciitizens Bank and Trust | 57 | 85 |
| Blue Eagle Credit Union | 49 | 66 |
| SWBC Mortgage Corporation | 41 | 45 |
| Mortgage Research Center | 40 | 86 |
| Pennymac Loan Services LLC | 39 | 64 |
| Navy Federal Credit Union | 35 | 55 |
| Nationstar Mortgage | 35 | 43 |
| Fairway Independent Mort Corp | 35 | 39 |
| CNB Bank | 34 | 39 |
| Newrez LLC | 26 | 49 |
| Freedom Mortgage Corporation | 23 | 42 |
| Guaranteed Rate, Inc. | 23 | 42 |
| First Community Mortgage, Inc. | 22 | 25 |
| Figure Lending LLC | 21 | 35 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | 11 | no rate: base under 50 |
| Asian | 131 | 16.7% of 108 decided |
| Black or African American | 183 | 23.5% of 153 decided |
| Native Hawaiian or Other Pacific Islander | under 10 | |
| White | 2,779 | 17.0% of 2,394 decided |
| 2 or more minority races | under 10 | |
| Joint | 74 | 10.9% of 64 decided |
| Race Not Available | 651 | 19.3% of 513 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 153 | 23.8% of 122 decided |
| Not Hispanic or Latino | 2,970 | 16.7% of 2,551 decided |
| Joint | withheld | |
| Ethnicity Not Available | 647 | 21.0% of 520 decided |
| Free Form Text Only | under 10 |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 1,220 | 20.5% of 1,024 decided |
| Female | 860 | 22.2% of 740 decided |
| Joint | 1,349 | 11.5% of 1,164 decided |
| Sex Not Available | 411 | 20.1% of 323 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 840 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved