Mortgage lending in Powhatan County, Virginia
Lenders in Powhatan County, Virginia reported 1,373 mortgage applications for 2025, according to the CFPB.
1,373 mortgage applications and 908 loans originated in 2025; the denial rate was 15.0% of 1,116 applications decided. The median loan was about $295,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the low-income housing hub: Richmond, VA HUD Metro FMR Area.
- 1,373
- Applications
- 908
- Loans originated
- 15.0%
- Denial rate
- 167 denied of 1,116 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 1,373 | 908 |
| 2024 | 1,271 | 833 |
| 2023 | 1,183 | 725 |
| 2022 | 1,703 | 1,097 |
| 2021 | 3,038 | 2,130 |
| 2020 | 3,158 | 2,173 |
| 2019 | 1,898 | 1,278 |
| 2018 | 1,515 | 994 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Rocket Mortgage | 96 | 115 |
| Virginia Federal Credit Union | 56 | 71 |
| C&F Mortgage Corporation | 42 | 48 |
| United Wholesale Mortgage | 38 | 47 |
| Citizens and Farmers Bank | 37 | 59 |
| ALCOVA Mortgage, LLC | 34 | 37 |
| Capital Center LLC | 30 | 52 |
| Pennymac Loan Services LLC | 30 | 46 |
| Truist Bank | 27 | 43 |
| Atlantic Union Bank | 25 | 31 |
| Navy Federal Credit Union | 21 | 34 |
| First Heritage Mortgage, LLC | 21 | 24 |
| United Bank VA | 20 | 24 |
| Freedom Mortgage Corporation | 19 | 35 |
| Prosperity Home Mortgage, LLC | 13 | 14 |
| NFM, Inc | 13 | 18 |
| Citizens Bank, NA | 13 | 15 |
| Newrez LLC | 12 | 32 |
| Movement Mortgage, LLC | 11 | 18 |
| Southern Trust Mortgage, LLC | 11 | 14 |
| Amerisave Mortgage Company | 11 | 18 |
| Fulton Bank, National Association | 11 | 17 |
| TowneBank | 9 | 12 |
| Crosscountry Mortgage, LLC | 9 | 9 |
| Bank of America NA | 9 | 16 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | under 10 | |
| Asian | 16 | no rate: base under 50 |
| Black or African American | 52 | no rate: base under 50 |
| Native Hawaiian or Other Pacific Islander | under 10 | |
| White | 1,050 | 13.8% of 868 decided |
| 2 or more minority races | under 10 | |
| Joint | 32 | no rate: base under 50 |
| Race Not Available | 216 | 18.2% of 159 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 31 | no rate: base under 50 |
| Not Hispanic or Latino | 1,092 | 14.2% of 909 decided |
| Joint | 22 | no rate: base under 50 |
| Ethnicity Not Available | 228 | 18.4% of 168 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 445 | 16.5% of 351 decided |
| Female | 229 | 22.9% of 188 decided |
| Joint | 582 | 10.6% of 492 decided |
| Sex Not Available | 117 | 16.5% of 85 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 331 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved