Mortgage lending in New Kent County, Virginia
Lenders in New Kent County, Virginia reported 1,732 mortgage applications for 2025, according to the CFPB.
1,732 mortgage applications and 1,122 loans originated in 2025; the denial rate was 15.1% of 1,385 applications decided. The median loan was about $305,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Richmond, VA HUD Metro FMR Area.
- 1,732
- Applications
- 1,122
- Loans originated
- 15.1%
- Denial rate
- 209 denied of 1,385 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 1,732 | 1,122 |
| 2024 | 1,622 | 1,000 |
| 2023 | 1,399 | 885 |
| 2022 | 1,868 | 1,143 |
| 2021 | 3,003 | 1,981 |
| 2020 | 2,731 | 1,838 |
| 2019 | 1,577 | 1,053 |
| 2018 | 1,287 | 846 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| NVR Mortgage Finance, Inc. | 102 | 138 |
| Rocket Mortgage | 74 | 96 |
| DHI Mortgage Company, LTD. | 70 | 104 |
| Citizens and Farmers Bank | 46 | 62 |
| United Wholesale Mortgage | 44 | 52 |
| Virginia Federal Credit Union | 35 | 47 |
| Truist Bank | 33 | 47 |
| Lennar Mortgage, LLC | 32 | 35 |
| Movement Mortgage, LLC | 31 | 43 |
| Navy Federal Credit Union | 30 | 54 |
| Pennymac Loan Services LLC | 29 | 55 |
| Capital Center LLC | 27 | 45 |
| TowneBank | 27 | 31 |
| C&F Mortgage Corporation | 25 | 29 |
| Langley Federal Credit Union | 25 | 28 |
| Freedom Mortgage Corporation | 21 | 45 |
| Vanderbilt Mortgage and Finance, Inc | 17 | 49 |
| Mortgage Research Center | 14 | 32 |
| United Bank VA | 14 | 19 |
| 1ST Advantage Federal Credit U | 13 | 19 |
| Prosperity Home Mortgage, LLC | 13 | 18 |
| Newrez LLC | 13 | 37 |
| Towne First Mortgage, LLC | 13 | 16 |
| First Heritage Mortgage, LLC | 12 | 18 |
| Atlantic Bay Mortgage Group | 12 | 16 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | 13 | no rate: base under 50 |
| Asian | 26 | no rate: base under 50 |
| Black or African American | 247 | 20.6% of 180 decided |
| Native Hawaiian or Other Pacific Islander | under 10 | |
| White | 1,153 | 13.4% of 939 decided |
| 2 or more minority races | under 10 | |
| Joint | 51 | no rate: base under 50 |
| Free Form Text Only | under 10 | |
| Race Not Available | 231 | 15.8% of 184 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 51 | no rate: base under 50 |
| Not Hispanic or Latino | 1,395 | 14.0% of 1,118 decided |
| Joint | withheld | |
| Ethnicity Not Available | 241 | 21.1% of 194 decided |
| Free Form Text Only | under 10 |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 535 | 17.3% of 422 decided |
| Female | 391 | 18.3% of 317 decided |
| Joint | 686 | 11.1% of 550 decided |
| Sex Not Available | 120 | 17.7% of 96 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 285 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved