Mortgage lending in Middlesex County, Virginia
Lenders in Middlesex County, Virginia reported 602 mortgage applications for 2025, according to the CFPB.
602 mortgage applications and 355 loans originated in 2025; the denial rate was 23.4% of 479 applications decided. The median loan was about $245,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Middlesex County, VA.
- 602
- Applications
- 355
- Loans originated
- 23.4%
- Denial rate
- 112 denied of 479 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 602 | 355 |
| 2024 | 512 | 308 |
| 2023 | 469 | 277 |
| 2022 | 662 | 392 |
| 2021 | 998 | 654 |
| 2020 | 938 | 601 |
| 2019 | 577 | 351 |
| 2018 | 533 | 310 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Primis Bank | 22 | 30 |
| NVR Mortgage Finance, Inc. | 21 | 22 |
| Rocket Mortgage | 20 | 34 |
| Citizens and Farmers Bank | 18 | 22 |
| C&F Mortgage Corporation | 17 | 20 |
| Movement Mortgage, LLC | 16 | 26 |
| Truist Bank | 13 | 24 |
| Langley Federal Credit Union | 12 | 20 |
| United Wholesale Mortgage | 10 | 16 |
| Chesapeake Bank | 9 | 14 |
| American Neighborhood Mortgage Acceptance Company | 9 | 10 |
| 1ST Advantage Federal Credit U | 8 | 10 |
| Virginia Federal Credit Union | 7 | 9 |
| Atlantic Bay Mortgage Group | 7 | 9 |
| Crosscountry Mortgage, LLC | 7 | 11 |
| Tidewater Mortgage Services, Inc | 6 | 9 |
| Mortgage Research Center | 6 | 16 |
| Capital Center LLC | 5 | 7 |
| Vanderbilt Mortgage and Finance, Inc | 5 | 24 |
| First Heritage Mortgage, LLC | 5 | 5 |
| Pennymac Loan Services LLC | 5 | 16 |
| NFM, Inc | 4 | 5 |
| United Bank VA | 4 | 6 |
| Fulton Bank, National Association | 4 | 4 |
| PHH Mortgage Corporation | 4 | 4 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | under 10 | |
| Asian | under 10 | |
| Black or African American | 68 | 36.0% of 50 decided |
| White | 445 | 22.7% of 365 decided |
| Joint | 12 | no rate: base under 50 |
| Race Not Available | 71 | no rate: base under 50 |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | under 10 | |
| Not Hispanic or Latino | 496 | 24.8% of 400 decided |
| Joint | under 10 | |
| Ethnicity Not Available | 91 | 18.2% of 66 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 178 | 24.4% of 127 decided |
| Female | 152 | 33.9% of 127 decided |
| Joint | 227 | 14.9% of 195 decided |
| Sex Not Available | 45 | no rate: base under 50 |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 641 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved