Mortgage lending in Mecklenburg County, Virginia
Lenders in Mecklenburg County, Virginia reported 1,169 mortgage applications for 2025, according to the CFPB.
1,169 mortgage applications and 658 loans originated in 2025; the denial rate was 23.4% of 913 applications decided. The median loan was about $205,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Mecklenburg County, VA.
- 1,169
- Applications
- 658
- Loans originated
- 23.4%
- Denial rate
- 214 denied of 913 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 1,169 | 658 |
| 2024 | 1,066 | 616 |
| 2023 | 899 | 509 |
| 2022 | 1,308 | 702 |
| 2021 | 1,865 | 1,118 |
| 2020 | 1,448 | 905 |
| 2019 | 1,037 | 639 |
| 2018 | 939 | 563 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Benchmark Community Bank | 89 | 107 |
| Rocket Mortgage | 86 | 115 |
| United Wholesale Mortgage | 31 | 47 |
| First Ciitizens Bank and Trust | 27 | 38 |
| Virginia Federal Credit Union | 23 | 32 |
| American Financial Resources LLC | 17 | 19 |
| Truist Bank | 17 | 34 |
| Mortgage Research Center | 15 | 24 |
| Navy Federal Credit Union | 14 | 30 |
| Crosscountry Mortgage, LLC | 14 | 28 |
| Citizens Bank & Trust Co. | 12 | 13 |
| ALCOVA Mortgage, LLC | 12 | 13 |
| Newrez LLC | 11 | 46 |
| Freedom Mortgage Corporation | 11 | 20 |
| Equity Resources Inc | 10 | 15 |
| Atlantic Bay Mortgage Group | 9 | 12 |
| State Employees' Credit Union | 9 | 19 |
| Pennymac Loan Services LLC | 9 | 17 |
| The Bank of Charlotte County | 8 | 10 |
| Presidential Bank, FSB | 7 | 7 |
| First Bank | 6 | 9 |
| Figure Lending LLC | 6 | 11 |
| Park Lane Finance SolutionsLLC | 6 | 6 |
| Nationstar Mortgage | 6 | 6 |
| NFM, Inc | 6 | 8 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | under 10 | |
| Asian | 15 | no rate: base under 50 |
| Black or African American | 189 | 33.3% of 129 decided |
| Native Hawaiian or Other Pacific Islander | under 10 | |
| White | 717 | 20.0% of 580 decided |
| 2 or more minority races | under 10 | |
| Joint | 13 | no rate: base under 50 |
| Race Not Available | 229 | 29.1% of 175 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 36 | no rate: base under 50 |
| Not Hispanic or Latino | 864 | 22.1% of 680 decided |
| Joint | 16 | no rate: base under 50 |
| Ethnicity Not Available | 253 | 31.1% of 190 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 382 | 26.3% of 301 decided |
| Female | 276 | 25.9% of 205 decided |
| Joint | 369 | 17.5% of 297 decided |
| Sex Not Available | 142 | 27.3% of 110 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 1091 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved