Mortgage lending in Mathews County, Virginia
Lenders in Mathews County, Virginia reported 463 mortgage applications for 2025, according to the CFPB.
463 mortgage applications and 255 loans originated in 2025; the denial rate was 24.2% of 368 applications decided. The median loan was about $225,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Virginia Beach-Norfolk-Newport News, VA-NC HUD Metro FMR Area.
- 463
- Applications
- 255
- Loans originated
- 24.2%
- Denial rate
- 89 denied of 368 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 463 | 255 |
| 2024 | 431 | 252 |
| 2023 | 329 | 182 |
| 2022 | 521 | 307 |
| 2021 | 807 | 514 |
| 2020 | 750 | 488 |
| 2019 | 481 | 287 |
| 2018 | 365 | 221 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Atlantic Bay Mortgage Group | 22 | 28 |
| Movement Mortgage, LLC | 21 | 29 |
| Chesapeake Bank | 18 | 24 |
| Rocket Mortgage | 17 | 25 |
| Langley Federal Credit Union | 16 | 22 |
| BayPort Credit Union | 11 | 18 |
| Navy Federal Credit Union | 11 | 17 |
| 1ST Advantage Federal Credit U | 8 | 13 |
| United Wholesale Mortgage | 8 | 14 |
| C&F Mortgage Corporation | 7 | 7 |
| Mortgage Research Center | 6 | 8 |
| Atlantic Union Bank | 6 | 10 |
| American Neighborhood Mortgage Acceptance Company | 4 | 5 |
| ALCOVA Mortgage, LLC | 4 | 5 |
| Truist Bank | 4 | 11 |
| Pennymac Loan Services LLC | 4 | 13 |
| Virginia Federal Credit Union | 3 | 4 |
| Calcon Mutual Mortgage LLC | 3 | 4 |
| Spring Eq, LLC | 3 | 5 |
| Village Capital & Investment | 3 | 3 |
| Crosscountry Mortgage, LLC | 3 | 4 |
| NBKC Bank | 2 | 4 |
| Figure Lending LLC | 2 | 3 |
| Southern Bank and Trust Company | 2 | 2 |
| Click n' Close, Inc. | 2 | 3 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | under 10 | |
| Asian | under 10 | |
| Black or African American | 22 | no rate: base under 50 |
| White | 354 | 22.0% of 296 decided |
| 2 or more minority races | under 10 | |
| Joint | under 10 | |
| Race Not Available | 69 | no rate: base under 50 |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | withheld | |
| Not Hispanic or Latino | 377 | 22.1% of 307 decided |
| Joint | under 10 | |
| Ethnicity Not Available | 71 | 36.5% of 52 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 164 | 22.4% of 134 decided |
| Female | 104 | 27.9% of 79 decided |
| Joint | 162 | 18.5% of 130 decided |
| Sex Not Available | 33 | no rate: base under 50 |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 838 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved