Mortgage lending in Lunenburg County, Virginia
Lenders in Lunenburg County, Virginia reported 383 mortgage applications for 2025, according to the CFPB.
383 mortgage applications and 197 loans originated in 2025; the denial rate was 26.8% of 291 applications decided. The median loan was about $135,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Lunenburg County, VA.
- 383
- Applications
- 197
- Loans originated
- 26.8%
- Denial rate
- 78 denied of 291 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 383 | 197 |
| 2024 | 341 | 185 |
| 2023 | 258 | 143 |
| 2022 | 405 | 239 |
| 2021 | 420 | 249 |
| 2020 | 416 | 250 |
| 2019 | 363 | 222 |
| 2018 | 340 | 177 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Benchmark Community Bank | 33 | 47 |
| Rocket Mortgage | 19 | 29 |
| Mortgage Research Center | 11 | 20 |
| Truist Bank | 8 | 15 |
| Citizens Bank & Trust Co. | 7 | 10 |
| Freedom Mortgage Corporation | 7 | 15 |
| Crosscountry Mortgage, LLC | 7 | 7 |
| Virginia Federal Credit Union | 6 | 11 |
| Union Home Mortgage Corp. | 5 | 5 |
| The Bank of Charlotte County | 4 | 5 |
| loanDepot.com LLC | 4 | 6 |
| Movement Mortgage, LLC | 4 | 5 |
| United Wholesale Mortgage | 4 | 17 |
| American Financial Resources LLC | 3 | 3 |
| Navy Federal Credit Union | 3 | 6 |
| New American Funding, LLC. | 3 | 6 |
| ALCOVA Mortgage, LLC | 3 | 4 |
| First Reliance Bank | 3 | 3 |
| First Bank | 2 | 2 |
| Vanderbilt Mortgage and Finance, Inc | 2 | 32 |
| TowneBank | 2 | 2 |
| Nation One Mortgage Corporatio | 2 | 3 |
| C&F Mortgage Corporation | 2 | 3 |
| Newrez LLC | 2 | 6 |
| Southern Trust Mortgage, LLC | 2 | 2 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | under 10 | |
| Asian | under 10 | |
| Black or African American | 79 | 48.5% of 66 decided |
| White | 233 | 19.7% of 178 decided |
| Joint | under 10 | |
| Race Not Available | 62 | no rate: base under 50 |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | withheld | |
| Not Hispanic or Latino | 295 | 26.2% of 233 decided |
| Joint | under 10 | |
| Ethnicity Not Available | 71 | no rate: base under 50 |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 147 | 23.6% of 110 decided |
| Female | 116 | 39.6% of 96 decided |
| Joint | 87 | 13.2% of 68 decided |
| Sex Not Available | 33 | no rate: base under 50 |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 2273 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved