Mortgage lending in Lee County, Virginia
Lenders in Lee County, Virginia reported 574 mortgage applications for 2025, according to the CFPB.
574 mortgage applications and 264 loans originated in 2025; the denial rate was 35.3% of 439 applications decided. The median loan was about $135,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Lee County, VA.
- 574
- Applications
- 264
- Loans originated
- 35.3%
- Denial rate
- 155 denied of 439 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 574 | 264 |
| 2024 | 566 | 278 |
| 2023 | 482 | 214 |
| 2022 | 507 | 254 |
| 2021 | 679 | 352 |
| 2020 | 608 | 312 |
| 2019 | 500 | 277 |
| 2018 | 451 | 269 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Eastman Credit Union | 45 | 91 |
| Powell Valley National Bank | 26 | 33 |
| Farmers and Miners Bank | 22 | 34 |
| Lee Bank & Trust Company | 19 | 30 |
| Vanderbilt Mortgage and Finance, Inc | 15 | 97 |
| Mortgage Research Center | 14 | 23 |
| Rocket Mortgage | 10 | 22 |
| V.i.p. Mortgage, Inc. | 9 | 11 |
| Movement Mortgage, LLC | 8 | 11 |
| Crosscountry Mortgage, LLC | 7 | 15 |
| United Wholesale Mortgage | 6 | 8 |
| 21ST Mortgage | 5 | 15 |
| Hearthside Bank Corporation | 4 | 8 |
| Navy Federal Credit Union | 4 | 7 |
| Commercial Bank | 4 | 4 |
| Community Trust Bank, Inc. | 3 | 4 |
| Renasant Bank | 3 | 7 |
| Amerisave Mortgage Company | 3 | 10 |
| Ark-LA-Tex Financial Services LLC | 2 | 3 |
| Ross Mortgage Corporation | 2 | 4 |
| Virginia Federal Credit Union | 2 | 2 |
| The Federal Savings Bank | 2 | 2 |
| Newrez LLC | 2 | 3 |
| Waterstone Mortgage Corporation | 2 | 2 |
| American Pacific Mortgage Corporation | 2 | 3 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | under 10 | |
| Asian | under 10 | |
| Black or African American | under 10 | |
| White | 517 | 37.8% of 397 decided |
| Joint | under 10 | |
| Race Not Available | 49 | no rate: base under 50 |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | under 10 | |
| Not Hispanic or Latino | 485 | 35.4% of 376 decided |
| Joint | under 10 | |
| Ethnicity Not Available | 77 | 36.4% of 55 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 211 | 33.9% of 165 decided |
| Female | 133 | 40.8% of 98 decided |
| Joint | 199 | 36.6% of 153 decided |
| Sex Not Available | 31 | no rate: base under 50 |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 2272 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved