Mortgage lending in King George County, Virginia
Lenders in King George County, Virginia reported 1,431 mortgage applications for 2025, according to the CFPB.
1,431 mortgage applications and 853 loans originated in 2025; the denial rate was 20.7% of 1,123 applications decided. The median loan was about $355,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: King George County, VA.
- 1,431
- Applications
- 853
- Loans originated
- 20.7%
- Denial rate
- 232 denied of 1,123 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 1,431 | 853 |
| 2024 | 1,381 | 802 |
| 2023 | 1,155 | 657 |
| 2022 | 1,570 | 951 |
| 2021 | 2,982 | 1,936 |
| 2020 | 2,836 | 1,840 |
| 2019 | 1,606 | 1,018 |
| 2018 | 1,200 | 699 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Navy Federal Credit Union | 71 | 149 |
| Rocket Mortgage | 65 | 85 |
| United Wholesale Mortgage | 54 | 63 |
| Freedom Mortgage Corporation | 37 | 67 |
| Pennymac Loan Services LLC | 34 | 55 |
| Topside Federal Credit Union | 29 | 49 |
| Truist Bank | 28 | 37 |
| NVR Mortgage Finance, Inc. | 27 | 28 |
| Atlantic Coast Mortgage, LLC | 23 | 28 |
| Atlantic Union Bank | 19 | 27 |
| Movement Mortgage, LLC | 17 | 23 |
| Embrace Home Loans, Inc. | 14 | 19 |
| Mortgage Research Center | 14 | 44 |
| CMG Mortgage Inc | 14 | 15 |
| Citizens and Farmers Bank | 14 | 17 |
| Fairway Independent Mort Corp | 13 | 19 |
| Guaranteed Rate, Inc. | 13 | 18 |
| Newrez LLC | 10 | 29 |
| Atlantic Bay Mortgage Group | 10 | 14 |
| Kiavi Funding, Inc. | 9 | 12 |
| Virginia Federal Credit Union | 9 | 12 |
| Amerisave Mortgage Company | 9 | 16 |
| Shore United Bank, N.A. | 8 | 10 |
| loanDepot.com LLC | 8 | 11 |
| First Home Mortgage | 8 | 10 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | under 10 | |
| Asian | 47 | no rate: base under 50 |
| Black or African American | 175 | 25.4% of 134 decided |
| White | 905 | 19.3% of 726 decided |
| 2 or more minority races | withheld | |
| Joint | 44 | no rate: base under 50 |
| Race Not Available | 240 | 21.9% of 178 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 65 | 27.8% of 54 decided |
| Not Hispanic or Latino | 1,086 | 20.1% of 864 decided |
| Joint | 36 | no rate: base under 50 |
| Ethnicity Not Available | 244 | 21.2% of 179 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 554 | 22.1% of 429 decided |
| Female | 211 | 26.4% of 163 decided |
| Joint | 539 | 16.7% of 430 decided |
| Sex Not Available | 127 | 21.8% of 101 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 148 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved