Mortgage lending in King and Queen County, Virginia
Lenders in King and Queen County, Virginia reported 368 mortgage applications for 2025, according to the CFPB.
368 mortgage applications and 201 loans originated in 2025; the denial rate was 30.2% of 301 applications decided. The median loan was about $215,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: King and Queen County, VA HUD Metro FMR Area.
- 368
- Applications
- 201
- Loans originated
- 30.2%
- Denial rate
- 91 denied of 301 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 368 | 201 |
| 2024 | 279 | 150 |
| 2023 | 253 | 142 |
| 2022 | 296 | 166 |
| 2021 | 452 | 282 |
| 2020 | 402 | 237 |
| 2019 | 261 | 140 |
| 2018 | 257 | 138 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| United Bank VA | 13 | 20 |
| C&F Mortgage Corporation | 11 | 11 |
| Rocket Mortgage | 11 | 16 |
| Virginia Federal Credit Union | 9 | 10 |
| Movement Mortgage, LLC | 9 | 13 |
| United Wholesale Mortgage | 8 | 12 |
| Atlantic Bay Mortgage Group | 8 | 9 |
| Atlantic Union Bank | 8 | 13 |
| loanDepot.com LLC | 7 | 9 |
| TowneBank | 5 | 6 |
| Pennymac Loan Services LLC | 5 | 9 |
| American Financial Resources LLC | 4 | 5 |
| Navy Federal Credit Union | 4 | 9 |
| Tidewater Mortgage Services, Inc | 4 | 10 |
| Langley Federal Credit Union | 4 | 4 |
| Mortgage Research Center | 4 | 7 |
| Primis Bank | 4 | 7 |
| Crosscountry Mortgage, LLC | 4 | 9 |
| Truist Bank | 4 | 5 |
| Plaza Home Mortgage, Inc | 3 | 3 |
| Citizens and Farmers Bank | 3 | 6 |
| Ameris Bank | 3 | 3 |
| Capital Center LLC | 2 | 4 |
| 1ST Advantage Federal Credit U | 2 | 5 |
| Equity Resources Inc | 2 | 2 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | under 10 | |
| Asian | under 10 | |
| Black or African American | 55 | no rate: base under 50 |
| White | 226 | 23.0% of 187 decided |
| 2 or more minority races | under 10 | |
| Joint | under 10 | |
| Race Not Available | 68 | 48.3% of 60 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | withheld | |
| Not Hispanic or Latino | 279 | 24.4% of 225 decided |
| Joint | under 10 | |
| Ethnicity Not Available | 76 | 43.8% of 64 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 143 | 29.7% of 118 decided |
| Female | 96 | 40.8% of 76 decided |
| Joint | 99 | 20.2% of 84 decided |
| Sex Not Available | 30 | no rate: base under 50 |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 953 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved