Mortgage lending in Halifax County, Virginia
Lenders in Halifax County, Virginia reported 904 mortgage applications for 2025, according to the CFPB.
904 mortgage applications and 481 loans originated in 2025; the denial rate was 27.6% of 707 applications decided. The median loan was about $155,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Halifax County, VA.
- 904
- Applications
- 481
- Loans originated
- 27.6%
- Denial rate
- 195 denied of 707 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 904 | 481 |
| 2024 | 783 | 429 |
| 2023 | 819 | 420 |
| 2022 | 1,007 | 520 |
| 2021 | 1,211 | 705 |
| 2020 | 1,044 | 608 |
| 2019 | 916 | 508 |
| 2018 | 888 | 453 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Benchmark Community Bank | 70 | 86 |
| Rocket Mortgage | 69 | 98 |
| ALCOVA Mortgage, LLC | 41 | 51 |
| Mortgage Research Center | 27 | 36 |
| Truist Bank | 19 | 39 |
| Vanderbilt Mortgage and Finance, Inc | 11 | 71 |
| Atlantic Union Bank | 10 | 19 |
| Newrez LLC | 9 | 20 |
| Farm Credit of the Virginias, ACA | 8 | 10 |
| United Wholesale Mortgage | 8 | 20 |
| New American Funding, LLC. | 7 | 22 |
| Wells Fargo Bank NA | 7 | 14 |
| Pennymac Loan Services LLC | 7 | 13 |
| Navy Federal Credit Union | 6 | 14 |
| Freedom Mortgage Corporation | 6 | 12 |
| Crosscountry Mortgage, LLC | 6 | 12 |
| First Horizon Bank | 6 | 9 |
| Coastal Community Bank | 5 | 15 |
| American Financial Resources LLC | 5 | 7 |
| Prosperity Home Mortgage, LLC | 5 | 7 |
| The Bank of Charlotte County | 5 | 10 |
| Virginia Federal Credit Union | 5 | 9 |
| Atlantic Bay Mortgage Group | 5 | 5 |
| loanDepot.com LLC | 4 | 12 |
| Movement Mortgage, LLC | 4 | 5 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | under 10 | |
| Asian | under 10 | |
| Black or African American | 213 | 42.3% of 163 decided |
| Native Hawaiian or Other Pacific Islander | under 10 | |
| White | 523 | 20.9% of 417 decided |
| 2 or more minority races | under 10 | |
| Joint | under 10 | |
| Race Not Available | 153 | 30.7% of 114 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | withheld | |
| Not Hispanic or Latino | 701 | 25.1% of 554 decided |
| Joint | under 10 | |
| Ethnicity Not Available | 166 | 35.7% of 126 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 315 | 24.1% of 245 decided |
| Female | 250 | 32.8% of 195 decided |
| Joint | 253 | 23.5% of 204 decided |
| Sex Not Available | 86 | 38.1% of 63 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 1873 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved