Mortgage lending in Gloucester County, Virginia
Lenders in Gloucester County, Virginia reported 1,987 mortgage applications for 2025, according to the CFPB.
1,987 mortgage applications and 1,185 loans originated in 2025; the denial rate was 19.7% of 1,573 applications decided. The median loan was about $235,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Virginia Beach-Norfolk-Newport News, VA-NC HUD Metro FMR Area.
- 1,987
- Applications
- 1,185
- Loans originated
- 19.7%
- Denial rate
- 310 denied of 1,573 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 1,987 | 1,185 |
| 2024 | 1,802 | 1,069 |
| 2023 | 1,544 | 895 |
| 2022 | 2,193 | 1,356 |
| 2021 | 3,450 | 2,224 |
| 2020 | 3,386 | 2,198 |
| 2019 | 2,104 | 1,295 |
| 2018 | 1,835 | 1,047 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Langley Federal Credit Union | 114 | 143 |
| Atlantic Bay Mortgage Group | 88 | 99 |
| Movement Mortgage, LLC | 70 | 87 |
| BayPort Credit Union | 69 | 100 |
| Rocket Mortgage | 66 | 101 |
| 1ST Advantage Federal Credit U | 64 | 88 |
| Navy Federal Credit Union | 47 | 81 |
| Truist Bank | 47 | 62 |
| United Wholesale Mortgage | 40 | 64 |
| Freedom Mortgage Corporation | 32 | 53 |
| Mortgage Research Center | 28 | 74 |
| American Neighborhood Mortgage Acceptance Company | 26 | 38 |
| Calcon Mutual Mortgage LLC | 25 | 29 |
| Chesapeake Bank | 24 | 35 |
| Pennymac Loan Services LLC | 24 | 56 |
| Prosperity Home Mortgage, LLC | 17 | 17 |
| TowneBank | 13 | 17 |
| loanDepot.com LLC | 12 | 25 |
| Nationstar Mortgage | 12 | 15 |
| C&F Mortgage Corporation | 11 | 11 |
| Tidewater Home Funding, LLC | 11 | 11 |
| Atlantic Union Bank | 11 | 12 |
| Vanderbilt Mortgage and Finance, Inc | 9 | 106 |
| Newrez LLC | 9 | 39 |
| Primis Bank | 9 | 14 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | under 10 | |
| Asian | 19 | no rate: base under 50 |
| Black or African American | 106 | 41.2% of 85 decided |
| Native Hawaiian or Other Pacific Islander | under 10 | |
| White | 1,474 | 17.0% of 1,184 decided |
| 2 or more minority races | under 10 | |
| Joint | 42 | no rate: base under 50 |
| Free Form Text Only | under 10 | |
| Race Not Available | 332 | 23.7% of 249 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 52 | no rate: base under 50 |
| Not Hispanic or Latino | 1,567 | 18.5% of 1,249 decided |
| Joint | 28 | no rate: base under 50 |
| Ethnicity Not Available | 340 | 24.3% of 263 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 796 | 23.3% of 623 decided |
| Female | 359 | 24.2% of 302 decided |
| Joint | 661 | 13.0% of 523 decided |
| Sex Not Available | 171 | 19.2% of 125 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 722 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved