Skip to content
American Factbook
Menu
On this page

Mortgage lending in Campbell County, Virginia

Lenders in Campbell County, Virginia reported 1,962 mortgage applications for 2025, according to the CFPB.

1,962 mortgage applications and 1,218 loans originated in 2025; the denial rate was 19.1% of 1,588 applications decided. The median loan was about $215,000. From 2025, the CFPB’s Snapshot release.

HUD’s Fair Market Rent for the county, on the housing hub: Lynchburg, VA MSA.

1,962
Applications
1,218
Loans originated
19.1%
Denial rate
304 denied of 1,588 applications decided.

Every year

1 more column on a wider screen

Mortgage applications and loans originated in Campbell County, Virginia, by year
YearApplicationsOriginated
20251,9621,218
20241,9211,097
20231,689983
20222,1541,273
20213,2172,133
20202,9771,972
20192,0941,283
20181,8051,069

The largest lenders here

Lenders in Campbell County, Virginia by loans originated, 2025
LenderOriginatedApplications
Rocket Mortgage161202
Atlantic Bay Mortgage Group5762
United Wholesale Mortgage5581
Fairway Independent Mort Corp4863
ALCOVA Mortgage, LLC4249
Truist Bank4273
Atlantic Coast Mortgage, LLC3643
First National Bank3140
NVR Mortgage Finance, Inc.2837
Lower, LLC2530
Virginia Federal Credit Union2137
Nationstar Mortgage2124
Beacon Credit Union2031
First Bank and Trust Company1925
T2 Financial LLC1821
Nation One Mortgage Corporatio1717
Mortgage Research Center1749
Atlantic Union Bank1721
Navy Federal Credit Union1624
Integrity Home Mortgage Corporation1416
EMM Loans LLC1417
Freedom First Federal Credit Union1418
The Farmers Bank of Appomattox1415
Blue Eagle Credit Union1320
Freedom Mortgage Corporation1336

Applications by race, ethnicity and sex, 2025

By race, Campbell County, Virginia: applications and denial rate
CategoryApplicationsDenial rate
American Indian or Alaska Nativeunder 10
Asian30no rate: base under 50
Black or African American18831.7% of 145 decided
Native Hawaiian or Other Pacific Islanderunder 10
White1,33316.3% of 1,099 decided
2 or more minority racesunder 10
Joint43no rate: base under 50
Race Not Available35525.1% of 275 decided
By ethnicity, Campbell County, Virginia: applications and denial rate
CategoryApplicationsDenial rate
Hispanic or Latino64no rate: base under 50
Not Hispanic or Latino1,49017.6% of 1,232 decided
Joint26no rate: base under 50
Ethnicity Not Available38224.1% of 290 decided
By sex, Campbell County, Virginia: applications and denial rate
CategoryApplicationsDenial rate
Male66316.3% of 514 decided
Female41525.7% of 343 decided
Joint67716.5% of 571 decided
Sex Not Available20723.8% of 160 decided

A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.

Rankings this appears in

Sources

Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built

Data retrieved