Mortgage lending in Buckingham County, Virginia
Lenders in Buckingham County, Virginia reported 593 mortgage applications for 2025, according to the CFPB.
593 mortgage applications and 294 loans originated in 2025; the denial rate was 30.7% of 450 applications decided. The median loan was about $205,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Buckingham County, VA.
- 593
- Applications
- 294
- Loans originated
- 30.7%
- Denial rate
- 138 denied of 450 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 593 | 294 |
| 2024 | 540 | 259 |
| 2023 | 511 | 232 |
| 2022 | 615 | 292 |
| 2021 | 829 | 411 |
| 2020 | 636 | 340 |
| 2019 | 483 | 244 |
| 2018 | 500 | 250 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Rocket Mortgage | 25 | 35 |
| Virginia Federal Credit Union | 14 | 24 |
| United Wholesale Mortgage | 11 | 14 |
| The Farmers Bank of Appomattox | 11 | 13 |
| ALCOVA Mortgage, LLC | 11 | 13 |
| Navy Federal Credit Union | 10 | 18 |
| Benchmark Community Bank | 10 | 12 |
| Truist Bank | 10 | 22 |
| Movement Mortgage, LLC | 7 | 11 |
| Crosscountry Mortgage, LLC | 7 | 13 |
| Pennymac Loan Services LLC | 7 | 14 |
| Ixonia Bank | 6 | 7 |
| Uva Community Credit Union | 6 | 15 |
| Colonial Farm Credit ACA | 6 | 6 |
| Vanderbilt Mortgage and Finance, Inc | 5 | 85 |
| The Bank of Charlotte County | 5 | 5 |
| SWBC Mortgage Corporation | 5 | 7 |
| Nationstar Mortgage | 5 | 7 |
| NFM, Inc | 5 | 5 |
| American Financial Resources LLC | 4 | 7 |
| Prosperity Home Mortgage, LLC | 4 | 5 |
| American Financial Network, Inc. | 4 | 4 |
| C&F Mortgage Corporation | 4 | 5 |
| Mortgage Research Center | 4 | 9 |
| CMG Mortgage Inc | 4 | 5 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | under 10 | |
| Black or African American | 116 | 55.3% of 76 decided |
| Native Hawaiian or Other Pacific Islander | under 10 | |
| White | 377 | 23.2% of 298 decided |
| 2 or more minority races | under 10 | |
| Joint | 15 | no rate: base under 50 |
| Race Not Available | 77 | 32.8% of 61 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | withheld | |
| Not Hispanic or Latino | 475 | 31.0% of 358 decided |
| Joint | under 10 | |
| Ethnicity Not Available | 97 | 35.6% of 73 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 197 | 27.0% of 148 decided |
| Female | 164 | 41.2% of 119 decided |
| Joint | 185 | 25.9% of 147 decided |
| Sex Not Available | 47 | no rate: base under 50 |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 1090 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved