Mortgage lending in Buchanan County, Virginia
Lenders in Buchanan County, Virginia reported 291 mortgage applications for 2025, according to the CFPB.
291 mortgage applications and 110 loans originated in 2025; the denial rate was 41.7% of 218 applications decided. The median loan was about $115,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Buchanan County, VA.
- 291
- Applications
- 110
- Loans originated
- 41.7%
- Denial rate
- 91 denied of 218 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 291 | 110 |
| 2024 | 253 | 102 |
| 2023 | 273 | 117 |
| 2022 | 287 | 104 |
| 2021 | 321 | 139 |
| 2020 | 294 | 136 |
| 2019 | 322 | 149 |
| 2018 | 336 | 137 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Legacy Bank | 12 | 14 |
| TruPoint Bank | 12 | 14 |
| Movement Mortgage, LLC | 10 | 18 |
| Eastman Credit Union | 9 | 22 |
| Rocket Mortgage | 9 | 19 |
| New Peoples Bank, Inc | 7 | 10 |
| Vanderbilt Mortgage and Finance, Inc | 5 | 49 |
| Atlantic Union Bank | 5 | 7 |
| Cardinal Financial Company, Li | 4 | 4 |
| Community Trust Bank, Inc. | 3 | 6 |
| Mortgage Research Center | 3 | 6 |
| Towne Mortgage Company | 3 | 4 |
| 21ST Mortgage | 3 | 10 |
| Amerisave Mortgage Company | 2 | 9 |
| Wells Fargo Bank NA | 2 | 6 |
| Powell Valley National Bank | 1 | 1 |
| Farmers and Miners Bank | 1 | 1 |
| American Financial Resources LLC | 1 | 1 |
| Zillow Home Loans, LLC | 1 | 1 |
| Navy Federal Credit Union | 1 | 2 |
| Nation One Mortgage Corporatio | 1 | 1 |
| First Community Bank | 1 | 2 |
| Virginia Federal Credit Union | 1 | 2 |
| loanDepot.com LLC | 1 | 1 |
| United Southeast Federal Credit Union | 1 | 1 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | under 10 | |
| Black or African American | under 10 | |
| White | 254 | 42.7% of 192 decided |
| Joint | under 10 | |
| Race Not Available | 26 | no rate: base under 50 |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | under 10 | |
| Not Hispanic or Latino | 217 | 42.4% of 170 decided |
| Joint | under 10 | |
| Ethnicity Not Available | 63 | no rate: base under 50 |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 96 | 39.1% of 69 decided |
| Female | 61 | no rate: base under 50 |
| Joint | 109 | 36.9% of 84 decided |
| Sex Not Available | 25 | no rate: base under 50 |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 2615 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved