Mortgage lending in Augusta County, Virginia
Lenders in Augusta County, Virginia reported 3,239 mortgage applications for 2025, according to the CFPB.
3,239 mortgage applications and 2,101 loans originated in 2025; the denial rate was 17.9% of 2,710 applications decided. The median loan was about $205,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Staunton-Stuarts Draft, VA MSA.
- 3,239
- Applications
- 2,101
- Loans originated
- 17.9%
- Denial rate
- 486 denied of 2,710 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 3,239 | 2,101 |
| 2024 | 2,737 | 1,633 |
| 2023 | 2,468 | 1,466 |
| 2022 | 3,610 | 2,312 |
| 2021 | 5,370 | 3,717 |
| 2020 | 4,846 | 3,260 |
| 2019 | 3,614 | 2,403 |
| 2018 | 3,436 | 2,155 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Dupont Community Credit Union | 548 | 675 |
| Rocket Mortgage | 120 | 165 |
| ALCOVA Mortgage, LLC | 120 | 134 |
| City National Bank of WV | 98 | 141 |
| Truist Bank | 70 | 106 |
| First Bank and Trust Company | 60 | 67 |
| Atlantic Union Bank | 59 | 87 |
| Movement Mortgage, LLC | 50 | 70 |
| NVR Mortgage Finance, Inc. | 49 | 64 |
| C&F Mortgage Corporation | 40 | 57 |
| Farmers & Merchants Bank | 38 | 56 |
| United Wholesale Mortgage | 37 | 51 |
| Ixonia Bank | 37 | 47 |
| Integrity Home Mortgage Corporation | 30 | 41 |
| Lower, LLC | 29 | 32 |
| Mortgage Research Center | 25 | 47 |
| Pennymac Loan Services LLC | 25 | 49 |
| Navy Federal Credit Union | 23 | 44 |
| loanDepot.com LLC | 20 | 31 |
| DHI Mortgage Company, LTD. | 19 | 31 |
| Freedom Mortgage Corporation | 19 | 41 |
| NFM, Inc | 18 | 20 |
| Atlantic Bay Mortgage Group | 17 | 23 |
| Farm Credit of the Virginias, ACA | 16 | 21 |
| Prosperity Home Mortgage, LLC | 16 | 25 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | under 10 | |
| Asian | 33 | no rate: base under 50 |
| Black or African American | 81 | 28.6% of 63 decided |
| Native Hawaiian or Other Pacific Islander | under 10 | |
| White | 2,712 | 16.8% of 2,301 decided |
| Joint | 57 | no rate: base under 50 |
| Race Not Available | 346 | 22.9% of 266 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 102 | 32.5% of 80 decided |
| Not Hispanic or Latino | 2,734 | 16.4% of 2,316 decided |
| Joint | withheld | |
| Ethnicity Not Available | 359 | 24.9% of 273 decided |
| Free Form Text Only | under 10 |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 968 | 18.6% of 792 decided |
| Female | 683 | 22.9% of 571 decided |
| Joint | 1,393 | 14.6% of 1,202 decided |
| Sex Not Available | 195 | 22.8% of 145 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 1088 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved