Mortgage lending in Appomattox County, Virginia
Lenders in Appomattox County, Virginia reported 693 mortgage applications for 2025, according to the CFPB.
693 mortgage applications and 425 loans originated in 2025; the denial rate was 21.5% of 567 applications decided. The median loan was about $205,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Lynchburg, VA MSA.
- 693
- Applications
- 425
- Loans originated
- 21.5%
- Denial rate
- 122 denied of 567 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 693 | 425 |
| 2024 | 667 | 372 |
| 2023 | 618 | 335 |
| 2022 | 666 | 394 |
| 2021 | 1,025 | 642 |
| 2020 | 901 | 616 |
| 2019 | 619 | 403 |
| 2018 | 542 | 332 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Rocket Mortgage | 43 | 55 |
| The Farmers Bank of Appomattox | 39 | 40 |
| Truist Bank | 34 | 49 |
| Mortgage Research Center | 19 | 31 |
| United Wholesale Mortgage | 15 | 18 |
| Atlantic Bay Mortgage Group | 15 | 15 |
| Fairway Independent Mort Corp | 12 | 17 |
| Virginia Federal Credit Union | 10 | 18 |
| Pennymac Loan Services LLC | 10 | 17 |
| ALCOVA Mortgage, LLC | 9 | 11 |
| Navy Federal Credit Union | 8 | 15 |
| Nation One Mortgage Corporatio | 7 | 8 |
| Atlantic Coast Mortgage, LLC | 7 | 8 |
| First Bank and Trust Company | 7 | 7 |
| American Financial Resources LLC | 6 | 6 |
| Freedom Mortgage Corporation | 6 | 15 |
| Wells Fargo Bank NA | 6 | 9 |
| Fidelity Direct Mortgage, LLC | 5 | 5 |
| Newrez LLC | 5 | 11 |
| Blue Eagle Credit Union | 5 | 6 |
| Nationstar Mortgage | 5 | 5 |
| Vanderbilt Mortgage and Finance, Inc | 4 | 49 |
| Prosperity Home Mortgage, LLC | 4 | 6 |
| SWBC Mortgage Corporation | 4 | 4 |
| Freedom First Federal Credit Union | 4 | 4 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | under 10 | |
| Asian | under 10 | |
| Black or African American | 99 | 45.7% of 70 decided |
| White | 471 | 17.7% of 401 decided |
| Joint | 24 | no rate: base under 50 |
| Race Not Available | 95 | 20.3% of 74 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | under 10 | |
| Not Hispanic or Latino | 569 | 21.2% of 476 decided |
| Joint | withheld | |
| Ethnicity Not Available | 106 | 21.3% of 80 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 210 | 25.8% of 163 decided |
| Female | 154 | 27.6% of 123 decided |
| Joint | 275 | 15.8% of 240 decided |
| Sex Not Available | 54 | no rate: base under 50 |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 1087 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved