Mortgage lending in Alleghany County, Virginia
Lenders in Alleghany County, Virginia reported 411 mortgage applications for 2025, according to the CFPB.
411 mortgage applications and 238 loans originated in 2025; the denial rate was 22.1% of 330 applications decided. The median loan was about $145,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Alleghany County-Clifton Forge city-Covington city, VA HUD Nonmetro FMR Area.
- 411
- Applications
- 238
- Loans originated
- 22.1%
- Denial rate
- 73 denied of 330 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 411 | 238 |
| 2024 | 362 | 225 |
| 2023 | 352 | 193 |
| 2022 | 446 | 259 |
| 2021 | 602 | 407 |
| 2020 | 510 | 341 |
| 2019 | 409 | 267 |
| 2018 | 374 | 238 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| ALCOVA Mortgage, LLC | 82 | 102 |
| Rocket Mortgage | 16 | 23 |
| First Ciitizens Bank and Trust | 14 | 18 |
| Peoples Bank | 10 | 18 |
| Pennymac Loan Services LLC | 8 | 15 |
| Amerisave Mortgage Company | 6 | 12 |
| Atlantic Union Bank | 5 | 9 |
| Mortgage Research Center | 4 | 6 |
| Waterstone Mortgage Corporation | 4 | 4 |
| Nationstar Mortgage | 4 | 4 |
| Freedom Mortgage Corporation | 4 | 7 |
| Navy Federal Credit Union | 3 | 4 |
| loanDepot.com LLC | 3 | 7 |
| United Wholesale Mortgage | 3 | 3 |
| Freedom First Federal Credit Union | 3 | 3 |
| Bank of Botetourt | 3 | 3 |
| Figure Lending LLC | 2 | 5 |
| Virginia Federal Credit Union | 2 | 3 |
| The Federal Savings Bank | 2 | 2 |
| SWBC Mortgage Corporation | 2 | 2 |
| New American Funding, LLC. | 2 | 6 |
| Newrez LLC | 2 | 4 |
| CMG Mortgage Inc | 2 | 2 |
| United Bank VA | 2 | 2 |
| Spring Eq, LLC | 2 | 2 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | under 10 | |
| Asian | under 10 | |
| Black or African American | 10 | no rate: base under 50 |
| White | 337 | 21.6% of 283 decided |
| Joint | under 10 | |
| Race Not Available | 57 | no rate: base under 50 |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | withheld | |
| Not Hispanic or Latino | 337 | 20.1% of 284 decided |
| Joint | under 10 | |
| Ethnicity Not Available | 60 | no rate: base under 50 |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 141 | 21.2% of 118 decided |
| Female | 102 | 30.4% of 92 decided |
| Joint | 128 | 16.4% of 104 decided |
| Sex Not Available | 40 | no rate: base under 50 |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 2079 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved