Mortgage lending in Washington County, Vermont
Lenders in Washington County, Vermont reported 2,060 mortgage applications for 2025, according to the CFPB.
2,060 mortgage applications and 1,383 loans originated in 2025; the denial rate was 14.9% of 1,674 applications decided. The median loan was about $215,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Washington County, VT.
- 2,060
- Applications
- 1,383
- Loans originated
- 14.9%
- Denial rate
- 249 denied of 1,674 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 2,060 | 1,383 |
| 2024 | 1,877 | 1,206 |
| 2023 | 1,825 | 1,101 |
| 2022 | 2,487 | 1,641 |
| 2021 | 3,602 | 2,408 |
| 2020 | 3,316 | 2,145 |
| 2019 | 2,372 | 1,537 |
| 2018 | 2,114 | 1,342 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| EastRise Federal Credit Union | 350 | 470 |
| NorthCountry Federal Credit Union | 128 | 213 |
| Northfield Savings Bank | 101 | 138 |
| Rocket Mortgage | 88 | 123 |
| Passumpsic Bank | 66 | 75 |
| Union Bank | 61 | 71 |
| EMM Loans LLC | 56 | 67 |
| Vermont Federal Credit Union | 38 | 51 |
| Community National Bank | 35 | 38 |
| Community Bank, N.A. | 32 | 54 |
| Msa Mortgage, LLC | 28 | 34 |
| Citizens Bank, NA | 27 | 55 |
| CMG Mortgage Inc | 26 | 42 |
| M&T Bank | 26 | 37 |
| Mascoma Bank | 19 | 22 |
| TD Bank | 15 | 28 |
| Navy Federal Credit Union | 12 | 20 |
| Guild Mortgage Company | 12 | 17 |
| 802 Credit Union | 12 | 14 |
| Freedom Mortgage Corporation | 12 | 21 |
| Fairway Independent Mort Corp | 12 | 15 |
| Mortgage Research Center | 11 | 36 |
| Better Mortgage Corporation | 11 | 15 |
| Newrez LLC | 10 | 32 |
| Green Mountain Credit Union | 10 | 10 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | under 10 | |
| Asian | 16 | no rate: base under 50 |
| Black or African American | 17 | no rate: base under 50 |
| Native Hawaiian or Other Pacific Islander | under 10 | |
| White | 1,670 | 14.7% of 1,378 decided |
| 2 or more minority races | under 10 | |
| Joint | 27 | no rate: base under 50 |
| Race Not Available | 320 | 15.3% of 241 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 33 | no rate: base under 50 |
| Not Hispanic or Latino | 1,646 | 14.5% of 1,363 decided |
| Joint | 23 | no rate: base under 50 |
| Ethnicity Not Available | 358 | 15.6% of 269 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 527 | 15.4% of 416 decided |
| Female | 444 | 21.3% of 366 decided |
| Joint | 863 | 11.2% of 721 decided |
| Sex Not Available | 226 | 15.2% of 171 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 951 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved