Mortgage lending in Orleans County, Vermont
Lenders in Orleans County, Vermont reported 1,026 mortgage applications for 2025, according to the CFPB.
1,026 mortgage applications and 641 loans originated in 2025; the denial rate was 20.9% of 827 applications decided. The median loan was about $165,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Orleans County, VT.
- 1,026
- Applications
- 641
- Loans originated
- 20.9%
- Denial rate
- 173 denied of 827 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 1,026 | 641 |
| 2024 | 866 | 556 |
| 2023 | 914 | 530 |
| 2022 | 1,181 | 737 |
| 2021 | 1,489 | 873 |
| 2020 | 1,173 | 646 |
| 2019 | 793 | 466 |
| 2018 | 926 | 535 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| NorthCountry Federal Credit Union | 151 | 224 |
| Community National Bank | 114 | 132 |
| Union Bank | 70 | 87 |
| EastRise Federal Credit Union | 49 | 68 |
| Rocket Mortgage | 39 | 67 |
| M&T Bank | 17 | 32 |
| Mortgage Research Center | 15 | 28 |
| Better Mortgage Corporation | 15 | 19 |
| Community Bank, N.A. | 14 | 20 |
| Passumpsic Bank | 11 | 15 |
| Vermont Federal Credit Union | 10 | 11 |
| Guild Mortgage Company | 8 | 9 |
| EMM Loans LLC | 8 | 13 |
| Fairway Independent Mort Corp | 8 | 9 |
| TD Bank | 7 | 22 |
| CMG Mortgage Inc | 7 | 11 |
| Click n' Close, Inc. | 6 | 8 |
| Citizens Bank, NA | 6 | 12 |
| New American Funding, LLC. | 5 | 9 |
| Usaa Federal Savings Bank | 5 | 8 |
| United Wholesale Mortgage | 4 | 5 |
| Navy Federal Credit Union | 3 | 9 |
| Luminate Home Loans, Inc. | 3 | 7 |
| loanDepot.com LLC | 3 | 9 |
| American Financing Corporation | 3 | 5 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | under 10 | |
| Asian | under 10 | |
| Black or African American | under 10 | |
| Native Hawaiian or Other Pacific Islander | under 10 | |
| White | 861 | 19.6% of 703 decided |
| 2 or more minority races | under 10 | |
| Joint | 19 | no rate: base under 50 |
| Race Not Available | 124 | 31.3% of 96 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 13 | no rate: base under 50 |
| Not Hispanic or Latino | 846 | 18.6% of 692 decided |
| Joint | 19 | no rate: base under 50 |
| Ethnicity Not Available | 148 | 31.0% of 113 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 299 | 24.2% of 240 decided |
| Female | 234 | 22.5% of 191 decided |
| Joint | 402 | 16.1% of 323 decided |
| Sex Not Available | 91 | 27.4% of 73 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 1663 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved