Mortgage lending in Orange County, Vermont
Lenders in Orange County, Vermont reported 869 mortgage applications for 2025, according to the CFPB.
869 mortgage applications and 522 loans originated in 2025; the denial rate was 24.2% of 715 applications decided. The median loan was about $205,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Orange County, VT.
- 869
- Applications
- 522
- Loans originated
- 24.2%
- Denial rate
- 173 denied of 715 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 869 | 522 |
| 2024 | 791 | 493 |
| 2023 | 766 | 477 |
| 2022 | 1,027 | 622 |
| 2021 | 1,469 | 928 |
| 2020 | 1,233 | 748 |
| 2019 | 799 | 468 |
| 2018 | 778 | 445 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Mascoma Bank | 70 | 98 |
| EastRise Federal Credit Union | 62 | 85 |
| EMM Loans LLC | 38 | 46 |
| Rocket Mortgage | 35 | 58 |
| NorthCountry Federal Credit Union | 35 | 53 |
| Northfield Savings Bank | 27 | 39 |
| 802 Credit Union | 19 | 19 |
| Bar Harbor Bank & Trust | 17 | 40 |
| Citizens Bank, NA | 17 | 32 |
| Mortgage Research Center | 16 | 26 |
| Union Bank | 14 | 18 |
| One Credit Union | 13 | 15 |
| Community National Bank | 12 | 14 |
| Community Bank, N.A. | 10 | 26 |
| United Wholesale Mortgage | 10 | 12 |
| Vermont Federal Credit Union | 9 | 15 |
| CMG Mortgage Inc | 8 | 11 |
| Service Federal Credit Union | 7 | 14 |
| loanDepot.com LLC | 7 | 8 |
| Passumpsic Bank | 7 | 8 |
| Mutual of Omaha Mortgage | 6 | 9 |
| New American Funding, LLC. | 5 | 16 |
| Nationstar Mortgage | 5 | 9 |
| Figure Lending LLC | 4 | 12 |
| Newrez LLC | 4 | 13 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | under 10 | |
| Asian | under 10 | |
| Black or African American | under 10 | |
| Native Hawaiian or Other Pacific Islander | under 10 | |
| White | 698 | 22.8% of 570 decided |
| 2 or more minority races | under 10 | |
| Joint | 13 | no rate: base under 50 |
| Race Not Available | 135 | 26.6% of 113 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 13 | no rate: base under 50 |
| Not Hispanic or Latino | 679 | 23.3% of 562 decided |
| Joint | under 10 | |
| Ethnicity Not Available | 166 | 26.3% of 137 decided |
| Free Form Text Only | under 10 |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 262 | 29.0% of 217 decided |
| Female | 183 | 34.9% of 146 decided |
| Joint | 335 | 14.9% of 275 decided |
| Sex Not Available | 89 | 23.4% of 77 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 1085 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved