Mortgage lending in Grand Isle County, Vermont
Lenders in Grand Isle County, Vermont reported 362 mortgage applications for 2025, according to the CFPB.
362 mortgage applications and 235 loans originated in 2025; the denial rate was 15.0% of 287 applications decided. The median loan was about $235,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Burlington-South Burlington, VT MSA.
- 362
- Applications
- 235
- Loans originated
- 15.0%
- Denial rate
- 43 denied of 287 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 362 | 235 |
| 2024 | 314 | 195 |
| 2023 | 316 | 198 |
| 2022 | 461 | 318 |
| 2021 | 692 | 470 |
| 2020 | 724 | 470 |
| 2019 | 473 | 309 |
| 2018 | 379 | 262 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| EastRise Federal Credit Union | 63 | 89 |
| NorthCountry Federal Credit Union | 28 | 39 |
| Rocket Mortgage | 12 | 16 |
| Vermont Federal Credit Union | 11 | 15 |
| Community Bank, N.A. | 11 | 16 |
| Union Bank | 11 | 12 |
| EMM Loans LLC | 9 | 11 |
| Passumpsic Bank | 7 | 9 |
| Peoples Trust Company of ST. Albans | 5 | 10 |
| CMG Mortgage Inc | 5 | 7 |
| United Wholesale Mortgage | 5 | 6 |
| Citizens Bank, NA | 4 | 7 |
| M&T Bank | 4 | 9 |
| TD Bank | 3 | 8 |
| Navy Federal Credit Union | 3 | 6 |
| Newrez LLC | 3 | 3 |
| Community National Bank | 3 | 3 |
| Synergy One Lending, Inc. | 2 | 2 |
| Northfield Savings Bank | 2 | 2 |
| Movement Mortgage, LLC | 2 | 4 |
| 802 Credit Union | 2 | 2 |
| Green Mountain Credit Union | 2 | 2 |
| Lakeview Loan Servicing, LLC | 2 | 3 |
| Guaranteed Rate, Inc. | 2 | 2 |
| Better Mortgage Corporation | 2 | 4 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | under 10 | |
| Asian | under 10 | |
| Black or African American | under 10 | |
| White | 303 | 15.6% of 243 decided |
| Joint | under 10 | |
| Race Not Available | 45 | no rate: base under 50 |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | under 10 | |
| Not Hispanic or Latino | 296 | 15.4% of 234 decided |
| Joint | under 10 | |
| Ethnicity Not Available | 57 | no rate: base under 50 |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 92 | 17.6% of 68 decided |
| Female | 59 | no rate: base under 50 |
| Joint | 176 | 14.2% of 148 decided |
| Sex Not Available | 35 | no rate: base under 50 |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 718 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved