Mortgage lending in Caledonia County, Vermont
Lenders in Caledonia County, Vermont reported 932 mortgage applications for 2025, according to the CFPB.
932 mortgage applications and 594 loans originated in 2025; the denial rate was 19.1% of 755 applications decided. The median loan was about $175,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Caledonia County, VT.
- 932
- Applications
- 594
- Loans originated
- 19.1%
- Denial rate
- 144 denied of 755 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 932 | 594 |
| 2024 | 812 | 481 |
| 2023 | 779 | 471 |
| 2022 | 1,161 | 711 |
| 2021 | 1,464 | 916 |
| 2020 | 1,351 | 784 |
| 2019 | 875 | 519 |
| 2018 | 909 | 513 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| NorthCountry Federal Credit Union | 104 | 154 |
| EastRise Federal Credit Union | 77 | 101 |
| Union Bank | 68 | 85 |
| Community National Bank | 43 | 56 |
| Rocket Mortgage | 31 | 50 |
| Community Bank, N.A. | 29 | 48 |
| Passumpsic Bank | 21 | 23 |
| Better Mortgage Corporation | 17 | 27 |
| EMM Loans LLC | 15 | 16 |
| TD Bank | 11 | 19 |
| Guild Mortgage Company | 10 | 12 |
| Mortgage Research Center | 10 | 19 |
| Vermont Federal Credit Union | 8 | 9 |
| loanDepot.com LLC | 8 | 13 |
| Navy Federal Credit Union | 7 | 9 |
| Mutual of Omaha Mortgage | 7 | 9 |
| Mascoma Bank | 6 | 13 |
| Northfield Savings Bank | 6 | 9 |
| Luminate Home Loans, Inc. | 5 | 5 |
| Nationstar Mortgage | 5 | 7 |
| Fairway Independent Mort Corp | 5 | 7 |
| The Camden National Bank | 5 | 7 |
| Usaa Federal Savings Bank | 5 | 9 |
| M&T Bank | 5 | 9 |
| CMG Mortgage Inc | 4 | 8 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | under 10 | |
| Asian | under 10 | |
| Black or African American | under 10 | |
| White | 769 | 18.3% of 623 decided |
| 2 or more minority races | under 10 | |
| Joint | 14 | no rate: base under 50 |
| Race Not Available | 134 | 22.2% of 108 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 15 | no rate: base under 50 |
| Not Hispanic or Latino | 739 | 17.5% of 601 decided |
| Joint | 16 | no rate: base under 50 |
| Ethnicity Not Available | 162 | 20.5% of 127 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 256 | 24.4% of 201 decided |
| Female | 207 | 26.0% of 169 decided |
| Joint | 368 | 11.6% of 303 decided |
| Sex Not Available | 101 | 19.5% of 82 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 1495 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved